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Thanks a mill

Hi I am a second time buyer and have a question about the booking deposit. Basically, I paid a booking deposit of 10K for my new home. However, the remainder of my deposit is coming from the sale of my existing property which will then be offset against the new house. Can I get the 10K...

Thanks all for your advice. We will know in a few days once the reports arrive. Hopefully all will be ok.

I think the broker lacks the experience alright. All we can do is wait for the ICB report and go from there. Unfortunately the time is ticking with our contracts and we wont be signing them until the mortgage is set in stone. You would think Ireland would have an online system to obtain the...

No neither of us have been living abroad. We have phoned the broker again and they are still saying they need the ICB reports. The are not providing any further information.

That's exactly what I thought myself. So I phoned the broker this morning and she read the e-mail out to me from the underwriter requesting the ICB reports. I had asked which one of us there is an issue with (so I could resolve it) and she said as it was a joint application she couldn't tell...

Myself and my partner made a joint application to UB for a mortgage through a broker. We were told that it was a solid application before making it. Now the underwriter has gone back to the broker to request ICB reports for both of us and they haven't confirmed which one of us there is a...

Thanks Monbretia. Very helpful. We are planning on keeping our existing policies in place. Pity they didn't cover the new mortgage (which is unfortunately for a higher amount).

Just received mortgage approval for a new mortgage and found a house that we both want to purchase. The mortgage will be in both names - so I assume we need to have a joint life insurance policy? We both have existing life insurance policies albeit not for the same term of the mortgage. What...