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Yes, that is correct, as Ive explained Im looking for financial or legal adviser will help me with that next step and wonder if anyone has been through the courts and can recommend a good solicitor or similar Ive tried the above link which just takes me to an existing thread which has been...

Just hoping someone here has worked with a legal or financial adviser through the court or negotiation process and can recommend them

Hi Brendan. No they havent been through the courts yet. That is what I need help with. Its that we have come to the end of a discussion period where they have rejected the notion of recapitalization and have said they want me to voluntarily give the property back. Sell it I guess and get me...

I have received a letter from the EBS saying that my application to recapitalize my mortgage and arrears has been turned down and that they want to repossess. I live abroad and couldnt use MABS and used IMHO instead. However now I dont know who can assist? I dont want to agree anything with EBS...

Thanks Brendan. I emailed their general info address today but best to try the MD I was recommended IMHO from someone here who had a good experience but the guy Ive had assigned has been unreliable. He has even 'forgotten' to pass information on to EBS and 2 months later chasing me for the same...

Bumping this. Can anyone suggest another organisation who can help? The guys at IMHO arent returning my calls or emails, and I dont have copies of their correspondence with the EBS so I dont know how to pick up the negotiations with the bank. Im also not confident in doing this alone and...

So I left Dublin some 10 years ago and my apartment (which is in arrears but rented now) and moved to the UK to find work etc. I have an accountant here and he has always advised me that I pay all my taxation in the UK for all investments including the flat in Ireland. He has had a good look at...

Last summer I got a red letter from EBS wanting the full repayment for the mortgage, and the arrears, and since I live in the UK I couldnt use MABS services. I was recommended IMHO and made contact with one of their representatives. Its been really tough and 18 months later we are no closer to...

Thanks Protocal. I pay my taxes here in the Uk, including overseas income etc, My accountant here in Birmingham reviewed my bank accounts and interest and decided that I had no profits or money to pay in revenue. But in the UK there is no need to "report in" if there is no tax to pay on the...

I have an EBS mortgage which went into arrears over the past 8 years. After employment and moving around a whole lot, we now live in Bournemouth in the UK. We were in Manchester before but finally got jobs here. The EBS wrote last year that they wanted to take back the property until I paid up...

My husband and I moved to Manchester in 2015 and slowly finding our feet again after a few difficult years financially speaking. We have been in dispute with the EBS and are asking for contributions which far exceed what we can feasibly pay. We can not reach an agreement and have been back and...