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Repossession cases have been dropped by 100 out of 5400....... That’s less then 2%. Seems very low or does it mean the revised figures didn’t make much difference to the borrowers overall situation with the lender.

Without going into the exact figures in my case when I got the letter about the arrears dropping by 25% I was already in the process of applying for the recapitalisation of my arrears after 1 court appearance. They agreed to the recap and it was all sorted a few months ago. Arrears were...

Thanks. I was hoping it was something like that and that they hadn’t made a mistake. I’m only out from a 2 year successful fight with Tanager on my family Home so didn’t really want to go through similar again. Thankfully I’m back on track and paying in full and had arrears recapitalized ...

I have a Buy to let mortgage with PTSB. Was restructured 3 years ago so I pay full interest and approx 50% of the Capital. I never went into actual arrears as I did the restructure before I missed payments. They just confirmed for me this morning that my loan is NOT being sold.... That...

Paying in full last 2 years plus additional amount off arrears each month. Arrears total dropped approx 25% after recalculation also...... am awaiting the printed statements from them before deciding on what to do next. I would have thought if all your arrears have been cleared after the...

I received Phone call last Tuesday informing me my payments coming down by 200 a month due to the arrears error and had I any questions about the letter they sent ....... Strangely I have still received nothing either.

Happy to meet early Feb. My new TRS figure seems correct although maybe I should check it with Revenue. No letters from Tanager though.........

very true

Unfortunately none for me yet.

Was onto law society this morning. Have to send my questions by email or in writing and up to 10 days for a reply so I followed up with email and will keep you posted.

I will update you all tomorrow after I call the law society

I am going to do that in the morning. I have written copies of both requests and of their tardy reply. And they are a big firm not a local ambulance chasing outfit. And I have looked up their staff that are signing these replies through Facebook / linked in etc and you would believe they...

I requested a copy of Tanagers solicitors indemnity insurance on 2 occasions. Was ignored first time and second time received a reply 2 days before court date saying I was not entitled to that information and hence they would not provide it. This letter came from the solicitors and not...

Makes a change from dodging him instead

I have received it twice also. I think I will give it the same urgency and attention that they give me whenever I send something to them......

Sorry do you mean you were in court January 2017 or you are in court January 2018 ... and was the discount offered only if you could refinance? They won't give me any discount on arrears balance even though I have made a good offer due to generosity of family so as to clear it. I have no...

Just to add house in good area and now worth what I owe and is family home. So will be trying very hard to keep it despite large repayments ....

Just to give my figures without disclosing exact amount on a public website. Approx balance 600k. Initial discount of 130k if I can refinance. Arrears 50k. But even if they could give me 300k discount and it's no help to me. Even pepper turned me down due to arrears. Paying in full...

First court appearance. Yes. Looking for repossession of property. Have alternatively offered discount off settlement figure if can get financed elsewhere. Not an option for me due to being self employed and having an arrears balance.

Hi also received civil bill from Tanager. Got it in June. In court December. Just joined AskAboutMoney today for this reason. Anxious times ahead. Have found them very difficult to deal with but am documenting all proposals I have put to them ( all turned down.)