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To add insult to injury AIB are insisting on sending everyone a cheque. I called last week to see if I could get the interest refund lodged into "an account of my choosing" and I was told no, cheque only......

Hi Elaine. This is s good response. Have you ever had a reply to this letter? D

Brilliant stuff Brendan. We’d urge everyone to submit an appeal. The bigger the numbers the better chance we have of our voice being heard!

Hi Folks I was wondering if someone could help me? Does anyone here have examples of the documentation for an AIB customer who moved from a tracker to a fixed, but was then denied a tracker? I’m specifically interested in the letter of offer Part I and the section 3 within their terms and...

Michelle Hennessy from the Journal has been tweeting updates. She tweets "Lane says the rate at the time (say in 2008) would have been high because bank funding was through the roof . The Central Bank agrees with lenders in their evaluation of the "prevailing rate".

In one of the final responses I've received it says "prior to the withdrawal of tracker rates in 2008, customers due to roll off fixed rates were given a number of options. One of these would have been a prevailing tracker rate (ECB + prevailing margin) based on the tracker rates available on...

Can anyone assist please? I've been in correspondence with AIB for over a year now. I received a letter dated 4th Oct saying the Central Bank has asked AIB to review all accounts and ours is included in this review. This will take several months, please be patient. I then receive a letter dated...

"Our view of the prevailing rate is that it is the rate that prevails at the time at which the product is offered and that is how we consider it". Prevailing would suggest one that is existing at a particular time. And if they trackers weren't existing at that time, what rate should they be...

I feel like I'm going round in circles here with AIB! So we're basically back to "what is the prevailing rate"? When AIB wrote to me they apologised and said they should've offered me the Bank's prevailing tracker rate at 5.16% (ECB+4.91%). This was in February 2011 (after I came off a fixed...

Hi Bungaro. I've just received some correspondence from AIB about this. I've just sent you a pm. Has there been any updates since May?? Cheers.