Search results

Hi all, Just to say thanks for all the advice on this thread, very much appreciated. In light of the pace of declining health, we have decided not to go down the Fair Deal and pay for care from savings, grim as my context sounds. The home care package has been signed off on, but in reality I...

Sue Ellen, many thanks for this guidance and much appreciated, sorry for slack response! The context yiou've given means the increase probably isn't that bad.

Hi all, I have received a renewal price from VHI for myself and two children for the next 12 months. A year ago I changed my VHI policy to PMI5210, as it was recommended to me that it was a very good plan, comparable to what I was paying already. So my 2022 Policy went from €1,800 to €1,900...

DannyBoyD Thanks DannyBoyD, and totally get it they have 101 things to concern them bar my parent. thedaddyman This in interesting, POA in place and turned up at Branch with IDs etc and BOI didn’t want to know, said it wasn’t possible, we went down road to credit union and equivalent...

DannyBoyD Noted on ‘If your parent is able to do so (i.e. no mental issues / dementia etc) it would be worth getting your name added to utilities / bank accounts etc., so you can get paperwork more easily’. I’ve tried this but believe it or not our experience with BOI was appalling on this...

I have a parent who unfortunately been sick of late, was in hospital and she has recently gone to nursing home to convalesce. The nursing home is costing approximately 1,200 per week, and will be paid for out of savings for the foreseeable, imagine for a month at least. However, the reality is...

Thanks Sonny and Starrynights.

Hi all, Update on this to further confuse things. One of our children has received a medical card due to a condition, which is great. My understanding is they will get GP free of charge and what is the situation with public hospital A&E visits? Again, how does a medical card for the child impact...

That is very fair point, but probably best to have them in the system.

Starrynights, Many thanks for your post, and the extensive information in it. I will review today.

Thanks Clubman, noted

Shirazman and Clumban, many thanks for your quick response. Yes, you are correct, the tax rebate part has yet to be applied, so 1600 could be what we get back. On the 'priority' thing, best example of this was maternity cover in recent years, you pay for VHI and get the same treatment in...

Hi all, Family of three have been covered, one adult and two under-6’s with VHI. The children automatically added when they were born, I think we had a free year or something when they were born however things have escalated somewhat in terms of what we are paying for the VHI package annually...

Thanks Clubman, yes PAYE I've made my way through the Revenue website and the sections where I am supposed to enter figures. Few issues, though, it doesn't appear to save/populate as you go like the Form 11 did, as in enter, but return later and submit saved. 1) I had two employers during 2021...

Hi all, I previously had rental income and submitted a form 11 I think via an accountant, but upon contacting revenue earlier last year they changed my status to PAYE etc. My question is as a family we have medical receipts for 2021, also AVC’s for 2021 which we not deducted at source, and...

Hi Sunnygirl69, I posted about the cost of notional purchase on another thread a couple of weeks back, I've yet to get a response. Similarly, the 'Cost of approx €22 for every extra €1 in pension', is what I have been advised too. Its next to impossible to get any sort of advice on this...

Hi all, I’ve previously posted and received excellent advice, but at a bit of a crossroads regarding the single service scheme. Its very hard to get my head around the ‘benefits’ of this, and I’m in two minds as to whether or not I should do an PRSA-AVC this year as usual, get 40% back, or buy...

Thanks Cremeegg for your swift response. We definitely are not experienced landlords, and I've heard horror stories from other amateur landlords. However, given how unaffordable property has become for people starting out, we only have the two properties due to good fortune/timing, we did...

Age: 42 Spouse’s/Partner's age: 38 Annual gross income from employment or profession: €50K Annual gross income of spouse: €50K Type of employment: – PAYE/Public Sector x 2 PPR: €550K (was value pre-Covid but god only knows now), €270K is mortgage outstanding, on KBC 3 year fixed rate of...

I am looking at the possibility of availing of the Single Scheme purchase facility, and I am aware that is not an option to buy years of service but rather purchase values towards pension and or lump sum subject to criteria and limits. Just wondering has anyone actually availed of this scheme...