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Willow you have just increased my hope by tenfold, my situation sounds very similar to yours, thankyou

Wonder, i agree with you and dont think its clutching at straws, the flyer may have gone to brokers and it does not say new mortgages for the 1.25/1.4% but it clearly states new mortgages only for the 0.9%, also once the mortgage is drawn down the dealings would be with IIB/KBC and not the...

The flyer clearly says that 'all IIB homeloans' will roll onto trackers of 1.25% following at the end of the fixed rate period. The 0.9% was only available to new customers greater than 500k. with LTV of 80%. i see little reason why i and others like me do not fall into 'all IIB homeloans'...

cant disagree with what is being said, that is why im not overly optimistic, however i did finish a fixed rate during the infamous 'flyer' period but in any event they should still be able to tell me if im impacted or not.

Jackie G, i drew down july 2004 fixed for 2 years so my position is similar to yours, today they could not tell me if im impacted or not, was never offered a tracker neither I or they have any communication that says otherwise. im just hoping im in one of the cohorts rather than expecting so we...

emailed kbc 2 weeks ago got no reply, phoned them today and was told 'as yet you have not been confirmed as impacted but investigations are still ongoing' "when do you expect to be completed" he replied 'by the end of march' so i dont know yet if im impacted which i believed was always going to...

Hi Glitter, read back through the thread there is some information regarding when trackers were withdrawn from the market, however my understanding is that the ambiguity is questionable, there are several cohorts in which you could fit into or not as the case may be and they could actually be...

thanks for that, i spoke with him at city west but i was just trying to understand for myself.

Hi all, i recieved my banking file today from kbc, any guidance as to what to look for? thanks

i would say from what we know about banks in recent years, that its not possible to trust any of them. You should review all of your offers carefully. However, so far KBC have been the least cooperative of all the banks in the tracker redress issue.

Yesi will be there

Hi Padraic, i am interested in attending but not sure if i have a case, i am awaiting my banking file but my situation is i was never on a tracker but my fixed period ended around the time of the flyer stating all FR mortgages will go onto the tracker, however i dont believe i was ever offered a...

well said lightening, its about people being treated fairly, those of us that never had trackers are not clouding the issue. i have several letters that hard sell fixed rate mortgages that did not offer tracker, when dealing with a professional institution it is not a case of buyer beware, they...

Sanporam, read my other posts, i am in a similar status, never on a tracker but also never offered, looks like 2 main points 1. people who were on a tracker but were removed or never put back on when they should have been, these appear to have the stronger of the case. 2. people like me never...

Thanks lightening. My personal hopes are not that high, i never had a tracker so for me it rests on the time of their leaflet of nov2006 my fixed rate finished dec2006 and the fact that i was never offered a tracker and should have been. However i do hope that everyone who is entitled, gets...

I only requested a review of my account this week, as yet no reply. how lomg should i leave it before contacting again?

Today i spoke to the solictior that dealt with my original mortgage, basically they were keen to take on my case but i think my first action is to challenge KBC what do people think?

Update, i found this from the central bank dated 23mar17. 3.2 IN-SCOPE MORTGAGE ACCOUNTS 3.2.1 In the course of the Examination the lender is to review all mortgage accounts in respect of both Private Dwelling Houses and Buy-to-Let properties: APPENDIX 1 3  that originated on Tracker Interest...

Hi all i too have a KBC mortgage [since 2004] in december 2006 i was due to finish a fixed term period. i received a letter stating that 'given the current environment of rising interest rates many customers are choosing to fix their interest rate to allow peace of mind’ and ‘as a valued...