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    Ulster Bank business customer overcharging

    I refer to an article published in the Sunday Indo august 7th, pertaining to overcharging personal and commercial customers. We have a business account which was on interest only for a period after the crash. I recently requested a cert of interest for last year and in brackets it stated...
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    Charlie Weston: It's time watchdogs clamped down on 'confusopoly'

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    Charlie Weston: It's time watchdogs clamped down on 'confusopoly'

    I think you need to be mid to highly literate to understand certain products and services in the marketplace. Their terms are not user friendly.
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    Existing customers availing of the best Ulster Bank rate available

    Its what economists are calling 'Confusopoly' The bottom line is that interest rates are too high in this country compared with other countries, i.e. Finlands average mortgage rate is 1.09%. I am glad you are saving €1000 per year but how much did the valuation cost you? Also I feel strongly...
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    Existing customers availing of the best Ulster Bank rate available

    They make it very very difficult to change to a lower rate with many conditions attached. It is infuriating. I wonder what our Financial Regulator makes of it all? The rate is dependent on 1. Your LTV. 2. Switching your account to Ulster Bank. 3. Up to date valuation. Also in my letter there...
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    Existing customers availing of the best Ulster Bank rate available

    Thanks again for your help. I tried to make an appointment with my local branch but you cannot call them directly, I get through to Scotland where they have to email the branch for you, so needless to say I am still waiting on a call back. However in the meantime I manage to find a number to...
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    Existing customers availing of the best Ulster Bank rate available

    Thanks Marsha, I think we fall into that LTV category. We will be going into our local branch to discuss, so I needed to do my homework first. When we first took out the mortgage in 1986 interest rates were as high as 13%!
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    Existing customers availing of the best Ulster Bank rate available

    I have just received a letter from Ulster Bank outlining the new mortgage rates that are available for us. It is mind boggling. There are 21 fixed rate options and 12 variable rate options. Reading their Variable Rate Policy Statement, their SVR is not linked to the ECB, so I have concluded that...
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    Arrears on small commercial property

    I am seeking help in how to deal with Ulster Bank in relation to arrears on a small industrial property as I cannot think of a way forward. We were in deep financial distress until my partner got a good job 18 month ago. We purchased the unit in 2002 and made full payments up until 2009 when we...
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