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  1. J

    Fair Deal Scheme

    My mother is in a home in south Dublin and we are paying 7,500 a month. Crazy costs. We are depleting down her savings before we apply for Fair Deal.
  2. J

    Ulster Ulster Bank redress in this quarter

    I would say they are doing this to get their numbers up by end of March so they reach their deadline. I am delighted for you all. Mine has all gone into school fees and just got Easter reports back and not a happy bunny .
  3. J

    Ulster Ulster Bank redress in this quarter

    Make sure your in tomorrow cause it's a coming ! Assuming the post is delivered on good friday
  4. J

    Joint Mortgage - Seperated

    Cheque was in both our names and i lodged it into my account no problem.
  5. J

    Ulster Ulster Bank redress in this quarter

    No , just got notification that i was impacted. Best wishes.
  6. J

    Ulster Ulster Bank redress in this quarter

    Yes Collon 12 apologies for late reply and saw adjustment last Thursday morning.
  7. J

    Ulster Ulster Bank redress in this quarter

    No just read the pack and i got 13.5 on the smaller amount , not on the credit. I got 3000 app for tvm i think that is what its called , 5000 app for compensation and 200 and 600 towards bank charged/ legal fees so over 9000 more . Walking and texting , dont have it in front of me. Also monthly...
  8. J

    Ulster Ulster Bank redress in this quarter

    Cheque arrived yahoo ! Have to read the pack but it looks like i received 12 % on the overall redress amount including the credit against the capital.
  9. J

    Ulster Ulster Bank redress in this quarter

    Hi Mortub, Thanks for confirming this. What's troubling me is i think our over payments was more then this . Our mortgage was being over paid by 600 pm for 9 years. All will be revealed when we receive our letter. Overall its great news all round.
  10. J

    Ulster Ulster Bank redress in this quarter

    That's fantastic, the redress amount is 29,152 plus 12 % plus 650 for legal fees. Congratulations .
  11. J

    Ulster Ulster Bank redress in this quarter

    This is added on to the amount you have been told u will be getting.
  12. J

    Ulster Ulster Bank redress in this quarter

    Compensation @12 % approx on the money that you will be getting and 650 or 600 for legal fees. Congrats !
  13. J

    Ulster Ulster Bank redress in this quarter

    ....we overpaid before the arrangement. We had no arrears on the account just negotiated a reduced payment in that period.
  14. J

    Ulster Ulster Bank redress in this quarter

    Hi guys Is the credit figure what you over paid ? As i mentioned 38,000 has be taken off the mortgage balance. I was on an interest only agreement for five years. So they have credited my ac to get us back to where the balance should be. However we would not have chosen for the over payment to...
  15. J

    Ulster Ulster Bank redress in this quarter

    Hang on in there Deenie, congrats everyone else.
  16. J

    Ulster Ulster Bank redress in this quarter

    Yes that makes sense, the good thing is that when we went interest only the mortgage came down to what it should have been and it wont now be lobbed onto the end so that was a great move for us without realising. Thanks
  17. J

    Ulster Ulster Bank redress in this quarter

    My mortgage has come down by more then my redress, why is that , do you think ,?
  18. J

    Ulster Ulster Bank redress in this quarter

    Hang on in there oopsy. They seem to be adjusting feb 17 letters. Congrats Sparky. Brendan , say something can you pls do a recap on what the adjustments mean on our accounts and what to expect regarding compensation, time value , etc. Thanks Joanne
  19. J

    Ulster Ulster Bank redress in this quarter

    Not long now Deenie
  20. J

    Ulster Ulster Bank redress in this quarter

    Good point oopsy. Thanks mortub . Was booking oz but that will have to wait a while. School fees covered for a while tg
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