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So, what does this mean? Is the debt going to be continually sold from one vulture fund to another, and then act as if nothing had happened and start proceedings again?

Goodness, now it’s Pepper... will it make any difference? Thresa, I recommend that you get some legal advice concerning all this. They have treated most of us with utter contempt. I doubt if Pepper will be any different.

Hi Thersa. Yes, it’s like they have no idea of previous dealings with Lapithus. They are evasive and don’t wish to address the arrears miscalculation, etc. Extremely frustrating. I didn’t hear about Tananger selling on but not surprised. I bet they can’t wait to get out. Hopefully your get...

Just out of curiosity: Remember the letter some received from Lapithus regarding the miscalculation of arrears, did anyone ever get their business sorted? Now it’s Pepper who are dealing on behalf of Tananger, is it business as usual? I am still stuck in dealing with them, they seem to have...

Hi, I was one of the few who got a letter from Tanager regarding the miscalculation of arrears. Since then, nothing much has happened. My home is still under receivership, I have received no written confirmation from Tanager regarding my property. They also are not replying to my...

That’s the letter. Is this good or bad? I’m stuck in limbo with them at the moment.

My mortgage was sold to Pepper. Just got the letter today.

I thought once I got my letter that I would finally have a chance to turn a corner with this. But no, business as usual for Tanager. How they can state one thing in a letter in December and then say the opposite today just shows how vicious they are. This letter of recalculating arrears is just...

How are you getting on Open Air? Is Tanager still threatening you with repossession? Are more people going to be getting letters about re capitalisation?

I’m waiting for the same Cathal. I think that we were due a letter this week.

Where do we go from here? Tanager said that they would write regarding arrears recalculation by the end of January. It’s now the end of February... apart from a statement, I have heard nothing.

Did anyone of the 30 people who got a letter in December concerning ‘recalculation of arrears’ get a letter which was due at the end of January? Thanks.

The few who got a letter regarding the capitalisation of arrears in December, were told that they would recieve a letter by the end of January regarding the changes in calculating their mortgages (now that the arrears are gone.)

Outrageous, but I am relieved a bit that the central bank is aware and acting on this. Thank you so much for posting this Transcript. Goodness knows what the letter which some of us are waiting for will contain... they said that we would receive it by the end of this month. I am hoping that...

It might not do any harm to contact your pip or whoever was helping you, just to see if they received a letter from Tanager on your behalf.

I requested twice by writing to them requesting recapitalisation... not a chance in hell and then I get a letter and voila, arrears are gone!!! Begged to meet with them, anything really and they were not the least interested. Threatened with court repossession and then within 10 days, put my...

So, if you got a letter then you are one of the 30? I smell a rat! This sounds like them bypassing the arrears mistake they made, but more importantly, surely they must realise that their chance of repossession is weak? Is this ever going to end?

What’s going on Open Air????

I got the letter today. Willing to stand down the receiver that they appointed over the property. Would like me to contact them to arrange an appointment to discuss my desired outcome.... What is going on? They are evil.

Let me just say this, they are ruthless, and will do anything to get your property. And I mean anything. If you are receiving letters giving you a court date, then get bloody prepared for what’s to come. Do not wait around thinking that it will be ‘alright’. Get a PIP, PIA. Doesn’t matter how...