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Thank you , sorry for the delay in getting back.

My mortgage was with bank of Scotland, fell into arrears. Movers to Tanager and had a really bad time with them. The arrears apparently were calculated in correctly and I was told they were getting reduced by €10k. Pepper took over the mortgage and own it now and I have finished paying off the...

Hi, any recommendations on companies who independently do mortgage audits on tracker mortgages ?

Good morning Brendan, Looking for your advised. My mortgage was with Tanager and sold to Pepper, with arrears now of €4,000 (will be finished this September) capital remaining once arrears is paid will be €354,000 with 16 years remaining. the mortgage is a tracker +.085% and the property is...

Brendan would the net amount outstanding still remain the same? Would this mean the arrears amount would be reduce further?

Letters went out on 26th of February. I spoke to them last week and they said I should have the letter this week. They also told me to have a good read of it and ring them if I have any questions. I asked would they be meeting people and more or less said no only if we insist.

Great report Brendan. Thank you for the update.

Letters should be out end of February. I would hold off until then. I personally wouldn’t accept anything for the moment. Wait for the meeting you will get a lot of information then. I heard a lady called Angie Mullen does audits on mortgages try her.

Excellent report thank you. Let’s hope to see the letters soon and then we can all meet up and take action.

Nothing here either.

We have had no word and happy to meet up.

Hopefully lol.

Anyone get any letters from Tanager yet?

Yes

Yes, my payments have be according to their letter informing me of the interest rate and increase in payment.

I have received no letter as yet. IdesofMarch above happened to me also reduction in rate and increase in payment. My statement shows the arrears not going down and staying the same, but the total amount has gone down. So the supposed arrears are still showing.

I agree with you open air. Some very sad stories and seems the common thing here is being treated like dogs. I think we should meet again in February and update each other and hopefully we will all have letters from them.

Hopefully Kitten everything works out for you and the rest of us. Make sure you get good legal advice before meeting them.

Well said open air. Stronger and upwards Happy Christmas all

Well it’s great for those who have got their letters, it will help them enjoy the Christmas a bit better. We have no letter as yet, we got 2 letters stating the rate was reduce yet our repayments went up so we should receive a letter as some stage as the letter shown is very similar to our...