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I thought KBC was 6 months with current provider?

Guys recently been onto a few banks about switching and they've all advised me to check my current providers terms and conditions for clauses that coukd claw back your 2% cashback if you switch within a certain period. Is anyone aware of certain Banks having this in place? I haven't checked my...

Not sure how you were able To put 40k on a cc for a house sale? You just rang the solicitor and gave your cc details? Enlighten me? I've heard of cash back maybe but 40k?

Thanks guys appreciate the info.. The reality is PTSB gave me the highest loan offer with an exception so I could avail of the help to buy scheme nobody else was coming close so it was a no brainer, 15k rebate and 4500 cash back. Yes I will switch asap but not many banks will take me on with...

Guys. First time buyer with PTSB, 70% LTV. Two options Fixed for 3 years at 2.9% Variable 3.4% for 12 months I'll be in a position to overpay the mortgage by maybe double some months so would it be more wise going with the variable rate to allow me to do so. I intend switching after 6 months to...

Thanks Brenden I've gotten an excemption on The central bank rules on current loan offer which was the highest offered by any bank I approached by 30k which is crazy, I don't think anyone will better it. The LTV ratio is 68% and I'm missing out by a measly 2% on the help to buy schemes criteria...

Hi guys I've signed contracts on a new build which won't be ready for a few months, and have full loan offer on a fixed rate from the bank. Just wondering is it possible to still shop around for a better loan offer from different banks even tho I've signed? And also could I change the to...

SO moral of the story on these switches they must be done on variable rates to avoid breakages fees? im locking in on a 3 year fixed with PTSB 3.1% on 224K over 31 years, 2% cashback after 40 days where I could line up AIB to switch to but will PTSB charge a breakage fee for doing so?

This is very good idea and seems to be the only thread on the net. It has been mentioned that BOI require you to be with your current mortgage provider for up to 12 months, wonder if this is a new thing or always been the case? Can you guys tell me if you all went variable on your mortgages as...

Hi All, Looking for advice, im a novice first time buyer who's looking to purchase off plans in the coming weeks with a new phase launching and they will be ready summer of 2018.. The apartments in question are 235k. I am mortgage approved in AIP for 125,500 and have current savings of 85k, 40k...

Thanks guys, As mentioned id need around 35k to add to my funds to actually go sale agreed on property. Therefore im not really borrowing for home improvement as of yet, its actually to complete sale of house. Im based/Work in Dublin and said house is in Galway and have mortgage approval from...

Hi Folks Looking for some advise. I have a large deposit saved for a house which I was going to use as a deposit towards a mortgage in Dublin, however a great house has come-up in the country and I am tempted to buy, I possibly wouldn't get a mortgage on this (well im really sure I wouldn't) as...