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Hi Pound for now you would need to put the money into the main account then manually transfer into each jar. When you require the money you would transfer into main account from the jar then pay using the linked car or the likes of google pay

Would Moneyjar be an option transfer money in each month and separate in the relevant jars that you require?

CAT appears to be one tax that people give out about the most. I agree with the people who work hard all their lives pay tax on their earnings then it is taxed again when passed to the next generation. with the average gift/inheritance around 115k per another post IIRC correctly the average...

Have a look at Dave Ramsey's baby steps and see if they can help. On 133k paying 1150pm on loans should not impact that much. It may be a case of monitoring your spending to see if you are overspending anywhere. Consolidation the non mortgage debt can help but needs to be looked at in a wider...

Should the pension be means tested is a head against the heart. By the time I get to retire I will have been paying stamps for 50 years. Should I be punished for savings during my work life to ensure I am comfortable in retirement. I note the number don't look good currently. I think we have 5...

I visit my mum in a nursing home and the above is not far from accurate. People seem to fit into 3 groups. The top two are surviving not living for the most part. Mentally checked out physically checked out Diminished in one of the above 2 For my part it is a case of not suffering now by...

Finnyo, i had this recently with trading 212 for a different company. It looks like there is still an adjustment to be done to the holdings. It looks like they reduced your showing holding by the reverse split but the price has not adjusted yet.

Regaring the point should the adjustment been picked up by the employer. This would depend on what tax status you were on. Sometimes particularly when the credit are changed later in the year you may be moved onto a week one month one basis. This means each payslip is viewed in isolation rather...

The taxation of ETF's does not make it ideal way to invest in Ireland. As Rob as said above timeline is also to short to invest in market. Alot of commentators will tell you money needs to be in the market at least 5 years. It may be a case of savings with the likes of Revolt or N26 may be the...

Credit Unions to me have moved away from their original concept and are more being coming banks these days. Original it was a community idea run by locals for locals. the savings that you put in would help others locally get loans. If your loan was less then your shares the loan was approved...

Start with basics Domicile of origin- Is the domicile of his father at time Mr X was born assuming parents were married at time of birth. He would keep this unless he acquires a new domicile. Depending on his ties to Ireland and UK over the last 40 years. He may not have acquired an Irish domicile.

Degiro did do accounts for minors in the past but due to increase in due diligence they stopped. Their may be a few other options but will need to be looked into fully. Most pension and savings companies have products for parent to invest in behalf for their children. One idea i'm toying with...

One thing I have seen a few times and is easier to miss is the payment was instructed but the payment was not collected possible due to incorrect details or insufficient funds. If the payment bounces Revenue don't inform any of this. If this is the issue the accountant and possible OP have seen...

I have followed the bitcoin debate over the years and their always has been two polar sides with a large middle. Personally I understand bitcoin at above basic level. The one element that I struggle with is value as it is not pegged to anything. I have held bitcoin a few times over the years but...

I looked into this a few years ago. In this case the grandparents paid school fees for their grandchild. In that case we took the first 6k as a small gift to the child and reduce the threshold by the balance. My thinking would be if they only paid 6k that was earmarked to cover some the schools...

Alot will depend on what way your are investing and what your plan is. Degiro is a good user friendly platform but does not allow fractional shares Etorro is a good user friendly platform and allows fractional shares. You also have the option to copy certain traders Trading212 is the most...

I see that Capreit the largest investor in IRES have come out and are backing the motions put forward by Vision Capital. Shares are just under 1.19 now

Hi, OP Few items to consider here. The bank may look for your uncle to sign a gift letter which will include a part to say he has no right in the house. They may also look at gift as a post tax amount or look for tax to be paid ahead of drawdown.

If you are worried about money issues down the road I would not be looking towards loans from a trust. You have not spoken about pension sizes or if it is one or many pensions. You also talk property. do you have any rental properties that would provide an income outside of employment Another...

I have looked into elements of this as part of my Masters thesis. Their is a section in the tax acts that talks about specified financial transaction. Itchy has linked the manual above. The gust of the section is that other financial systems as are allowed but will match as close as possible to...