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Hi Brendan, I thought I'd post a final update on this situation as you (and others) were all so helpful to me back in April when I originally posted my question and it allows people to see how it concluded. I took the advice several people posted here and it was the right thing for me to do...

I don't think I'm entitled to it. I was just thinking I could let the arrears accumulate with permission during the selling process, as they'd be fully paid off once the sale goes through.

@Thirsty That's my logic on the matter too. Just wasn't sure if there is a big bad metaphorical stick Pepper can beat me with that I didn't know about. Cottage is in Glasnevin, near Harts Corner, 25 mins walk to the Spire, v handy area, so thinking it will sell. @Niall Morris While I...

Thanks everyone for the replies. Very much appreciated. My gut is to brazen it out for the few months, although being a pathetically compliant citizen in most regards, this is uncomfortable! I'm reasonably confident it will sell quickly. Another cottage on the row of 14 sold recently within 6...

I'm looking for some advice on what to do while selling 1-bedroom cottage bought in 2004. Remaining Danske (Pepper) mortgage = 142,000. Approx value now = 200,000-215,000. It has been rented out for 6 years as we rented elsewhere with growing family. Recently bought a new family home with...