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    CGT on sale of inherited House

    Thanks all. I note from revenue it does say property price fluctuations can't be corrected: "It should be noted that events that happened after the date of death do not constitute a material error or omission. For example, fluctuations in property values after the date of death are not...
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    Ward of Court & The Assisted Decision-Making (Capacity) Act

    If you need to choose a solicitor, someone from here might be up-to-date on changes coming. https://www.solicitorsfortheelderly.ie/
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    CGT on sale of inherited House

    How does one submit a revised probate submission? I think my parents house was undervalued a year ago for probate. An amount was entered, but estate agent did advise that it could go for more with competitive bidding. Is it possible to revise up a value if the current sale achieves more? We...
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    Will I qualify for a mortgage?

    You could try the credit union too. I found them more willing to lend more and their rates aren't bad. You have to have an account with them, but this can be set up after initial enquiries. l found them very helpful, much more personal than my broker and might be able to consider bonus more? My...
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    Management Company Information When Selling

    I paid €300 to our managing agent for Mud Act information. €510 seems a bit high.
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    Revise down house offer post survey?

    Thanks for your reply. It's not just a piece of overhanging gutter, it is attached to soffit board with facia. Surveyors report says "roof gutter of the extension is likely to be on the line of the boundary and may very slightly over sail the likely boundary line". It's a bit vague, but I can...
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    Revise down house offer post survey?

    I am currently sale agreed on a house that I knew I was slightly overpaying for pre survey. I had calculated in a few fixes that I could see were needed. The survey has thrown up a few extra issues. One of which is the neighbours downstairs extension - it overhangs the boundary wall by about...
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    New mortgage fix Avant or PTSB?

    Thanks all for taking the time to reply. I went back to broker and it was a mistake thar we were told 2.35, it is indeed 2.05% for now. We will have to upgrade house for better BER rating, so PTSB looks like best option for now. Hopefully we can switch later if needs be.
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    New mortgage fix Avant or PTSB?

    I'm not switching. New mortgage for tradeup with PTSB.
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    New mortgage fix Avant or PTSB?

    Thanks for your reply. Yes, broker said 2.35% for ptsb and 2.65% for Avant. I do wonder why we are not being offered 2.05% that is on PTSB's website.
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    New mortgage fix Avant or PTSB?

    Trading up and a bit limited in mortgage providers due to personal circumstances. Our choice now via broker seems to be between Avant 7 year fixed at 2.65% or PTSB 4 year fixed at 2.35% with 2% monthly payment reduction if we switch account to PTSB. No cashback with either lender. It would be...
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    Should we have a referendum on housing in Ireland?

    There are plenty of hardworking people who cannot afford housing. Where exactly do you expect cleaners, shop workers, childminders, administrators, teachers etc to live? Should we all be childless to work and provide services in the cities for those who can afford high housing costs? Even adults...
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    Are estate agents always honest about house size measurements?

    I have no experience of estate agents overall house size measurement, but their room measurements can definitely be way off. When I sold my own place, estate agent threw up an ad with a copy and paste job from another sale. It bore very little resemblance to my property. I think properties are...
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    Recommend mortgage broker now Ulster Bank gone

    Hi all Any advice welcome now Ulster Bank gone for AIP. I have just contacted one broker so far and they mentioned KBC as an option - are they not pulling out the same as Ulster Bank? Ulster bank had been offering us 4 times spouses salary. I think they also took account of child benefit. 2nd...
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    Ulster Bank's withdrawal policy towards existing customers

    My current experience is that Ulster Bank will not now renew AIP for me as an existing customer. Last AIP was only issued for 3 months. All options for new AIP application for existing customers now gone. Is this everyone’s experience now? Anyone given option to apply for AIP this week?
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    Mortgage providers accepting state payments as income

    Ulster Bank definitely do. They are still accepting mortgage applications. You could always switch down the road if you don’t like whoever takes over UB.
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    Affordable housing - Clawback

    Same situation, ours will never sell for the MV. I don’t understand how some councils will give the clawback reduction and others won’t. They are all working out of the same legislation. I would love to hear directly from someone who has got the clawback reduction. If there is anyone out there...
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    Affordable housing - Clawback

    It looks to me like different councils are doing different things. Over on boards there’s a post from someone saying they got a clawback % reduction in year 11 when they sold below the MV. This was DCC. I’m with DLRCC. My property would sell for €40k over purchas price now, but below MV.
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    Affordable housing - Clawback

    Hi haven’t sold myself yet, but recently had a communication from the council around how it will work. I thought I’d be due a 20% reduction in clawback if I sold now, but council saying that anything between AH purchase price and sale price (if below original MV) goes to them. Yet if I sold for...
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