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Sorry, Paul. I've no idea how I accidentally manged to post under you name! I was trying to reply to you! Not steal your identity!

That's the info I was looking for. Thank you, Paul. Quick question: Why a separate account for VAT? @cremeegg - I honestly thought a bookkeeper was an unqualified accountant who had experience and knowledge in keeping the books, but not the formal qualification? Sorry, it's a new world to me.

Wife was paid, incidentally.

No problems paying someone, that's a given. But bookkeeper or accountant?

Hi folks, I'm a self-employed musician for years, tax-compliant and registered as a sole trader with revenue. When I first registered I hired an accountant to take care of things and do my returns, and after seeing what was involved, more specifically after seeing on paper how the accountant...

I've now tried it on both desktop and iphone and I'm getting the same error

Well, when I follw the mywelfare link and login it allows me to. But if I then try to access any information it asks me to enter my PPS number for verification, and click 'next step'. When I do click it and I enter my PPS, it returns an error, "Apologies, an error has occured. Please try again...

I had the same issue - I've no PSC, and had to create a mygovid to fill out the form. I did it yesterday. When I did it on my phone, it requested a PSC card. However, I switched over to my desktop computer, followed the same process/links, and I WAS able to successfully complete the form and...

I bought a car privately through an ad on donedeal a number of years back. After agreeing a price,.signing over the logbook transfer and paying the man for the car, I tried to ring my insurance company on-the-spot to transfer my insurance so i could legally drive it home but there was absolutely...

Hi. Feel free to move this post to the relevant section if this is not. I’ve posted here before and found the advice given useful and accurate. I’m self employed (year two), and it’s going very well fortunately. My wife works about 30 hours a week in the public sector now. My father started...

Update: She recently received a copy of her credit report from the newly established Central Bank Credit Register. It does indeed show the loan but gives no obvious or detectable indication (to me at least) that the loan was 'settled' for less money than was owed. It looks on the report as if...

I filed my first years accounts last week showing 30k earnings. My tax bill from my accountant came in considerably higher than I expected as I had overlooked the fact my wife had been claiming my credits as I've been the stay-at-home parent the last 6 years. The accountant's bill was €350 for...

Made final payment today and CU, after spending some time consulting legislation and trying to get clarity on it themselves, confirmed it would appear on CCR as per CB rules. She has agreed to pay us back 150 a week, but now i'm thinking she may be better off applying for a loan again early in...

Thanks Star32. I've been looking through the previous letters and statements she has this morning in lieu of paying off the loan later today, or tomorrow morning at the latest. I found it strange the CU would give her a loan for "home improvements" when she is and always has been renting. No...

Thank you or the clarification. Does "written off" mean written of their books as an accountancy exercise or written off as in loan closed, interest stopped, and no longer active? They did stop the interest 3 or 4 a few years ago. Would that constitute the loan being written off? Thanks for...

Hi. My sister-in-law recently approached my wife and I looking for a loan to help her out of a long-term mess. It's her first time asking her for help despite being in financial trouble for quite some time. I was reluctant tbh as she's clueless with money and I suspect won't learn a lesson from...

Yes, I believe so. I registered via my accountant in Septmeber 2016 (I was waiting for my 5 year old to start school for the first time so I'd have some time free to get myself back up and running). He advised me on the VAT threshold and recommended I try to stay below it as I had told him if I...

Thanks for reply. Yes, my family could gift us the 12k. My wife felt it would look better when applying for a mortgage to show that we were saving while paying off CU loan. I had wanted to clear it myself too, but she convinced me the interest was pretty minimal at this closing stage and we...

My wife and I have 2 kids, 5 and 1.5, and have been married 2 years, cohabiting for 14 years, and renting for 14 years. She has a steady Public Service job for the last 9 years. 30 hours a week, so not full-time. I'n newly self-employed as of last September (8 months at time of writing).I've...