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Hi Brendan, thank you for your advise. Unfortunately we missed out on UB 2.8% 10year fixed as LTV was 30k out, they did send a valuer out for a drive by & increased value of house by 10k but was still off. They said we could pay for valuer etc but decided to fix 10years @ 2.95. After moving...

Thank you Brendan, was speaking with UB, we are fixing with UB for 10years, rate 2.95. With just recently moving & only 9years left on tracker we would rather know our repayments for next 10years

Thank you odyssey06, this is our forever home. I think we will go with Mortgage Protection only as we can cover the mortgage if either was out of work

We have just mortgage protection on current house. We have sold current house and are buying a new house. We will need mortgage Protection for the new mortgage €250k. Do we need serious illness cover / Life Insurance cover? Both 40, healthy non smokers. Me death in service 4x salary. Husband...

I signed this form and sent it back, thought after all this they UB would hardly be not truthful again...hope it does not effect any future decisions...

@DCH247 our Capital was reduced by 11k mortgage repayments went down by 30.00€ per month

Hi @Sambo19 how long did your appeal pack take to arrive?

Hi All, I posted back the request for an appeal form 2 weeks ago and appeal pack still hasn't arrived, how long did yer appeal pack take to arrive?

Ulster Bank issue 1 Cheque to mortgage holders names, mine was in my maiden and we don’t own a joint UB or AiB account & all my accounts were in my married name bank wanted marriage cert even tho I had given them a copy to change account to married name they couldn’t find it on file! So got fed...

Delighted for you Chazza

Best of luck @Bob Minnion & thank you for your reply :)

That's great news @Bob Minnion can I ask on what grounds are you appealing?

Has anyone been through UB appeal process yet? If so did you do it yourself or with legal advice?

Tnks a mil for info Notabene

Hi i have a query, we received our redress this week started out on tracker in 2006, fixed 2007 never offered a tracker back, 2010-2016 effected dates. I am happy with the redress as we were lucky didn’t run into financial difficulties. Before we sign and return forms to stay on tracker a part...

We took out our mortgage in 2006 on tracker fixed in 2007 until 2010 never offered tracker back, effected years as per redress 2010-2016

We received letter in Dec '16 saying we were impacted & moved to tracker rate in Jan '17. I don't have an online banking facility with UB, so saw no change to our account. In this package we were also advised of our new monthly payment given capital has decreased so has our monthly repayments...

Finally we received our package yesterday by registered post, the figure is more than I had worked out myself. While I do feel compensation at 12% is low, giving that from seeing their calculations some months we were overpaying by 450€ per month. Before I send letter back accepting tracker...

Heard nothing from UB since last letter in June '17 - impacted & put back on tracker Dec '16

Hi all, I've emailed Michael McGrath my constituency, he is going to press Ulster Bank at meeting this Thursday