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    Raising 10% deposit on signing contracts (trading up)

    Have you spoken to your conveyancing solicitor? I raised this with mine because I'm going to be in a similar boat shortly. I mentioned I would have up to 20k for a booking deposit but that's all and he assured me that it happens all the time. He said that when the time came, he would explain to...
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    Agency fees for selling a house

    Really? I'm trying to buy and I seem to be on every agency mailing list going, since I started my search. This is because they collect prospective buyers' details at open viewings and then market relevant properties to them. Client databases are not as important as a presence on the key...
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    Slow bidding process

    Curious to know does this occur or work in practice? If a buyer gave me a 48 hour ultimatum to accept a bid, I'd decline. There are enough real pressures when buying/selling without having one party manufacture an artificial pressure by way of deadline.
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    Loan Amount Refused - Broker Next?

    Actually, the branch manager with whom I engaged appealed the decision of the bank's underwriters and had it overturned, so I had nothing to do with the process. Perhaps I should not have categorised it as an appeal. The impression I got from the manager was that the underwriter had made an...
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    Loan Amount Refused - Broker Next?

    Thanks for all the replies. Appeal was successful.
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    Loan Amount Refused - Broker Next?

    Thanks very much. The present situation is that the lovely branch manager is appealing the decision with the under-writers. He was confident that it was a strong application and appears surprised. The difference in the amount applied for and amount offered is €75,000, threatening the viability...
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    Loan Amount Refused - Broker Next?

    Hello. I recently applied direct to EBS for a mortgage. I was refused the full amount although it is very unclear why I was refused. I chose EBS based on rate, cashback and the fact that we are existing customers. I think I need to speak to a broker. Is it possible to receive a recommendation...
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