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    Ulster Bank Refund for Interest Overcharge May 2019

    From the article: - I don't recall a 2012 letter about cost of funds definition changing (I keep everything) - Is my loan sold on by Ulster bank? - It was more difficult to fix my rate than it ever was originally back pre 2006 to get the initial funds. The bank had to telephone both myself and...
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    Ulster Bank Refund for Interest Overcharge May 2019

    I got a bank statement then with Loan Account written on it, but it looked just like a normal bank statement really. Except there was an extra sheet with interest rate fluctations every two weeks. They only sent me them from 2010 until I fixed. Not prior. It was an issue as I needed to know how...
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    Ulster Bank Refund for Interest Overcharge May 2019

    You are a darling RedOnion. That's clearly my case. I'm pre 2006. The inital 'offer' was just a normal simple bank letter. 'prepared to provide facilities as detailed hereunder...." Then the amount, the Interest rate, term, amount, and Prime 4 (no idea what that means, do you?). And then a...
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    How the quote function works

    I mean there is no 'delete' button for me to delete the post. At the bottom of this post I have attach, Insert, post, preview, no delete anywhere.
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    Why don't more people avail of PIAs if they can get Negative Equity written off?

    This has come up in the context of a PIA for Frank McNamera and Theresa Lowe, they are arguing in court that they can service a mortgage into their late seventies as they are self employed...
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    How do I attach a document?

    This I figured out, there is an 'attach files' at the bottom of this post. I was trying the paper clip up above the post where the B and I and U are. This thread can be deleted, but I'm unable to do that !
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    How the quote function works

    Can you delete this post of yours and tell me how you did it please.
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    How the quote function works

    That's what I was doing, my keyboard delete button does not work. Nor does Control B for bold, nor does highlighting and hitting the B button. Also separate to that there is no delete button to any post. I literally can not delete this post. But I can go with the back button and delete...
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    How the quote function works

    I was testing, and there is no delete button for me to delete this post. There is a) save, b) review and c) Cancel, (but bingo, I now see the attach files button (for my new thread)
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    How the quote function works

    Well it won't delete for me. It's a laptop and not a phone if that's of any help. Even on this post, with no quote at all, I can highlight, but when I hit the delete button nothing. I also can't bold or underline.
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    Bugs in new format

    The bold and Italics are not working either.
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    How the quote function works

    How did you delete the other lines?
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    Ulster Bank Refund for Interest Overcharge May 2019

    OK I get what you mean by it tracks a rate. FIXING THE RATE Here is an email when I fixed a few years ago: I refer to our telephone conversations yesterday and to-day. As discussed, I confirm that, on the basis that your loan (the subject of facility letter dated XXXX 201X), is being...
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    Ulster Bank Refund for Interest Overcharge May 2019

    We can go with commercial loan. You can't get them anymore. I've never met anyone else who had one. I've never heard the term 'cost of liquidity' ever in relation to my loan. This has zero to do with Trackers.
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    How the quote function works

    You mean it's on purpose. Then how come I can delete with the back button, as I've done to your quote now.
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    How do I attach a document?

    Mean while could someone tell me how to attach a document. It's just a bank letter I've scanned and I have on my desktop. I want to add it to a thread I started.
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    How the quote function works

    1. I hit reply button. 2. It brings up all your post. 3. I can't modify your quote, as in reduce it. Normally I highlight a paragraph that is not necessary, then I hit delete, this doesn't work. 4. Instead I have to use the back button, which would take ages if you're deleting a lot of the quote.
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    Ulster Bank Refund for Interest Overcharge May 2019

    Much to my surprise I've received a letter from Ulster Bank with a refund cheque. Has any other poster had this experience. My 'mortgage' is unusual. It's actually a type of loan to purchase an investment property. I went looking for a mortgage and the bank decided to do it this way as it...
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    Why there is so little house building in Ireland

    You are still demonstrating you haven't one clue. - If a tenant can not pay due to lack of income the state will pay the rent. - It's nearly full employment in Ireland, some tenant's do not want to work. I know because I have some of them. The state is paying me for them. - Reporting...
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