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    maternity benefit denied

    Suppose you are a decision officer in DEASP. The internal rules say you can make an exception with a doctor's note. You are supplied with a doctor's note which you are satisfied has not been forged. Why on earth would you have any reason to suspect fraud?
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    maternity benefit denied

    It is not a fraud if a doctor forms a legitimate belief that the patient's state of mind was an impediment to her claiming the entitlement within the required time.
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    Our national debt is unsustainable - we should default on it.

    You can't leave the euro without leaving the EU. Just look across the water to see how hard that is even for a country which is not a euro-area member. The idea of defaulting on a stock of debt when interest costs are literally the lowest they have been in financial history is pretty daft.
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    Proposed spending cuts and tax increases to cut the national debt

    Some of these ideas are not feasible: In what workplace? Who will pay for it? Will it make any difference to an unemployed person's skills? DA inevitably rises as the working-age population grows older. There have been no changes in eligibility criteria in recent years. The biggest income...
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    Our national debt is unsustainable - we should default on it.

    What @BilliamD75 probably means is that the state should run a fiscal policy with the medium-term aim of clearing all national debt. This would mean very large budget surpluses. As I have posted on another thread, that would mean immediate tax increases and/or spending reductions of at least...
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    Proposed spending cuts and tax increases to cut the national debt

    I think what @Sophrosyne meant is increasing economic growth. Which of course generates extra taxes all by itself.
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    How long before first contact from the Ombudsman ?

    You're right. I should have written that they insist on an attempt at mediation. In one complaint I specifically said: "I don't want mediation, I want to proceed to investigation immediately." It still want to the mediation team first who asked: "Are you sure you don't want to try mediation?"...
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    Why does nobody disagree with the Fiscal Council's report?

    There are literally over a hundred of NGOs and representative bodies who give advice on how to spend more and tax less. The Minister for Finance spends a couple of weeks meeting them every year before the Budget. None of them has a useful overall view of what is sustainable at the aggregate...
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    How long before first contact from the Ombudsman ?

    Public service recruitment and procurement is extremely slow. I'm not saying that this is the way it should be, just that this is the way that it is.
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    Proposed spending cuts and tax increases to cut the national debt

    Thanks Brendan. It would be great if you could specify how soon you want to get to €50bn and how. I've said fiscal balance should be about 3bn greater at the moment. Personally I would get there by raising LPT, increasing VAT on some low- and non-rated items, reducing child benefit, cutting...
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    Why does nobody disagree with the Fiscal Council's report?

    Seriously. If you are advocating €150bn less national debt, how would you plan to reach it (specifically which spending cuts and/or tax increases) and how soon?
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    Why does nobody disagree with the Fiscal Council's report?

    Here: By "immediately" I mean you would have to start immediately to make any impact.
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    How long before first contact from the Ombudsman ?

    My experience is that they insist on telephone-based mediation before sending it do investigation. They solve a lot of cases that way, for example the bank just refunding you the money. They also expect you to have exhausted your complaints with the bank first. So you need communication from...
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    Why does nobody disagree with the Fiscal Council's report?

    This is not true. What matters is the borrowing and lending position of the nation. This is the current account of the balance of payments, which no one talks about very much any more. This has been in surplus for the last few years, having been in deep deficit in 2007 and 2008 when, as a...
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    Why does nobody disagree with the Fiscal Council's report?

    Sorry Brendan but you clearly don't know very much about economics and public finances;) A country isn't like a firm that has to depend on sales. It has the unlimited right to tax its citizens in perpetuity. That's why markets generally lend to governments at low rates. Your proposal to...
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    Why does nobody disagree with the Fiscal Council's report?

    This is alarmist. They will be paid for from future tax revenues. That's how governments are financed. They have the right to tax people in perpetuity, that's why markets lend to them at very low rates:) Also, the latest accrued liability for public service pensions is only €115bn.
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    Credit union lodged money to wrong account

    Does your credit union a/c have an IBAN? Or does the credit union itself have one IBAN and you have an a/c no that's specific to the credit union? If it's the second case and you put your partner's own specific credit union a/c no in the narrative then I think that's a pretty clear...
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    Why does nobody disagree with the Fiscal Council's report?

    I couldn't get beyond the first paragraph. It's awful. The Fiscal Council is part of a system of institutional checks and balances. It is (on purpose) not their job to say what should be taxed and where spending should go. There is no shortage of opinion on that. They are only supposed to...
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    Credit Unions spending too much on ancillary services

    Well in that case I concede. Actually no. Credit unions provide services a bit different from banks. Obviously there is overlap, but if credit unions didn't provide something different they wouldn't exist. Anyway, banks can compete with each other geographically but credit unions can't. In...
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    Tenant may have moved out without letting me know

    Sadly, this is why three months' deposit should be standard, not one.
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