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  1. J

    "It's now cheaper to buy than to rent"

    the article was based on a 25 year term for buy and rent. while this makes sense for the buy option as you will then own the property it doesn't make sense for the rent. your rent term will be double that, 50 years. this is why you buy. somewhere to live when you retire and stop earning decent...
  2. J

    Mortgages seem "unreachable" for the average Joe. Am I missing something?

    Great thread! In all the big cities of the world you will see the gentrification of poor run-down areas into nice middle class coffee shop laden ones. The artists move in first, then the gays, then the middle incomers! This is how people on middle incomes manage to eventually live in a...
  3. J

    Bidding against myself....

    fact: prices are up 25% fact (according to ex estate agent in the attached article): that the prices are rising so high due to ghost bids
  4. J

    Bidding against myself....

    Daily Mail Expose Today on Ghost Bidding! http://cf.broadsheet.ie/wp-content/uploads/2014/09/mail2.jpg How did OP get on with this?
  5. J

    Bidding against myself....

    i'm sure I got ghost bid in 2006! 1. If you love this house and its your dream house then move in and start enjoying life and family 2. if its not your dream house, then tell the EA that the bank have pulled some funding and you can now only get current offer (-25k) you'll have an answer...
  6. J

    Parents problem with me buying

    i think you need askaboutmummy.com ok, just joking. buy the house. seems like you know that yourself but are just looking for some comfort.
  7. J

    Full asking price rejected

    hi manny, sorry about the house. my question relates to your bank allowing you to transfer your tracker. i was not aware this was available? any details would be helpful to me, thanks, bob.
  8. J

    "there's an offer of xxx..." is there a truth obligation

    so they offered 200. you offered 175. then you where told they had dropped to 176 and would you be interested in bidding. sounds ghosty. did they eventaully buy the house for 176? when the register comes out, you can check then.
  9. J

    "there's an offer of xxx..." is there a truth obligation

    hi tayto, its one big game and like most games the more you play the better you become. as the EA ghost bids up, feel free to bid down and play the waiting game to see if the EA ever returns to your offer (possibly on houses where you have a half interest) theres a great story here for some...
  10. J

    Invest in Equities before euro collapses?

    thanks for the info! think i'll buy an antique cartier watch, wait till the dust settles and then sell it on ebay!
  11. J

    Invest in Equities before euro collapses?

    Hello, I have small sum on deposit with RaboBank. Is it possible to invest this in equities/property e.g. Rabobank Investment Plan so that if the euro collapses and we return to the Punt, my investment would still be in e.g. sterling/dollar/yen? Thanks, Bob! PS. I am totaly new to any...
  12. J

    Summary of the Bank of Ireland write-off case

    just to clarify the 'poster child' comment. New Beginnings needed that front page line "150k written off". the rest to them was secondary, including the truth behind all of this. she filled that role perfectly due to the lack of a confidentiality agreement. i heard her radio interview and its...
  13. J

    Summary of the Bank of Ireland write-off case

    there is way more to this story i believe. why there was no confidentiality order on her im not sure. im sensing some wrong doing on the banks fault which meant they wanted shot of this fast. New Beginiings needed a poster child and she was perfect. I believe there other success stories where...
  14. J

    PAYE Underpayment for 2007 and 2008.

    thanks for the posts..........ill keep you updated!
  15. J

    PAYE Underpayment for 2007 and 2008.

    Hello All, I checked my PAYE Online last month and saw 2 messages from May 2011. One related to an underpayment of €360 in 2007 and another for €400 in 2008. I was not sent any correspondence at the time and the underpayments where not explained. The amounts have been taken off my 2012 tax...
  16. J

    Keep savings or put into mortgage?

    you are in a great financial situation.............your having some worries and you are acting on them. have that baby and watch your world turn on it's head with happiness!
  17. J

    Giving notice while on paternity leave?

    Thanks for the correction. Yes, have gotten the leave but may have job offer in pipeline.
  18. J

    Giving notice while on paternity leave?

    Hello, Are there any issues on doing the above? Would be 6 weeks unpaid paternity leave and would use last 4 for notice. Thanks, Bob!
  19. J

    Will tracker mortgages be taxed at next budget

    that thread is just sleeping...........property tax in 2011/12 will mean valuations of houses. these valuations will be used to calculate updated LTV's. If your on an LTV tracker and you fall outside the boundries, your screwed!
  20. J

    Buying a house - How much to offer!

    I love the way it all works in reverse now, as to the boom years!
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