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    Are you getting kicked out of Askaboutmoney when you click on New Posts?

    FYI this fix worked for me too, I guess its an old session cookie or something messing it up
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    Help writing proposal for partners BTL residual

    Eventually got a reply and they rejected my offer, no suprise there and said that they would now persue the debt legally but then finished by saying thay would consider another lump sum offer too. So I guess this is a tactic and I will increase it. Read here...
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    AIB AIB letter said tracker was for the life of the loan

    Apologies I didn't mean to detail the other thread, posted this in case there was anything I wasn't seeing in it.
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    AIB AIB letter said tracker was for the life of the loan

    AIB eventually sent me most of the data they hold in relation to our mortgage was going through it and I came across this letter could it be interpreted that a tracker rate would be available for the life of the loan or is it wishful thinking?
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    AIB How to respond to AIB's 2nd response to Appeals Panel

    Received mine today too although I was away and suspect it may have been here a few days. The reply is mostly the same but I made reference to AIBs appearance before the finance committee giving credence to this being a breech of contract and they denied saying that it would be up to the courts...
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    AIB How to respond to AIB's 2nd response to Appeals Panel

    Thanks so much for this and just in case you're not aware you've left your name and address in the template.
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    EBS What does an EBS "Variable Base Rate" mortgage mean?

    If it tracked it I don't see why either has to concede it, it's fact. Are they claiming it was coincidence?
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    AIB How to respond to AIB's 2nd response to Appeals Panel

    Thanks for the continued efforts all - FYI I got a good laugh at this from the response - "This reminds me of the Bellman in The Hunting of the Snark “I have said it thrice: What I tell you three times is true.''
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    AIB How to respond to AIB's 2nd response to Appeals Panel

    Had a quick look at this during a study break this evening for an exam tomorrow!! So apologies if I picked something up incorrectly. The tracker margin history they dispute was derived from AIB press releases. They're not accepting this as it doesn't suit their narrative of no prevailing rate...
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    EBS What does an EBS "Variable Base Rate" mortgage mean?

    You cansSubmit a SAR request to EBS under the GDPR and request everything related to the account. Heres the form https://www.ebs.ie/content/dam/ebs/pdfs/subject-access-request-form-ebs.pdf
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    AIB Am I too late to submit an AIB tracker appeal?

    You are late but no loss in applying, AIB stated at the finance comittee that they wouldn't apply the statue of limitations to tracker cases so you could argue that if BDO try rebuff you.
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    AIB AIB Data Protection request - omitted key information

    Just looked back and AIB have still only sent me the last 12 months and not back to 2008.
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    AIB AIB's Appeals Panel standard rejection letter on prevailing rate issue

    That's appalling behavior looks like the FSO will be the first real review these get.
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    AIB AIB Data Protection request - omitted key information

    Yes submitted a SAR request for everything on all accounts and they sent me 12 months worth for just the mortgage then when I complained sent me data from about 2008 but missing other accounts for the same period and I complained again. Now they keep replying that other depts are trying to...
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    AIB What to do when AIB responds to your appeal to the Step by Step Guide

    I just kept calling back until I got an answer, they never responded to the VMs that I left but once I got them on the phone were helpful and would put notes on the file saying I called and that had responded. Took them at least a week to 10 days from the time I sent the response to acknowledge...
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    AIB AIB Data Protection request - omitted key information

    I'm having trouble with AIB too initially only sent me the last 12 months history and said as my solicitor had requested it all previously that was all they needed to. When I complained that was incomplete too they now can't produce anything from the months prior to the loan offer and draw down...
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    Help writing proposal for partners BTL residual

    So no response to the propsal just another threatening letter about going legal if we don't start making payments on the mortgage. Since this changed hands we've had very little communication, no statements(we'd none from the bank for a long time prior to this either) no information on the...
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    Help writing proposal for partners BTL residual

    Submitted the proposal today, laid out the facts and I have here so lets see what they come back with.
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    AIB What to do when AIB responds to your appeal to the Step by Step Guide

    Whats the date on your letter of offer? Do you have the 3.2 clause in your contract?
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    Help writing proposal for partners BTL residual

    Re the TRS they asked if I was in receipt of it and I think there was a section in the SFS form for it
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