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    Ulster Former First Active now Ulster Bank Customer

    happened to me.....they have offered back the tracker but have to go through credit process, I can PM you more details
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    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    Can anyone tell me whether this break fee sounds correct? @RedOnion could you help? I know i should never have signed up to this mortgage, hindsight eh! Lender: PTSB Total amount borrowed: €163,138 Date you fixed: March 2011 Period for which you fixed: 10 years Fixed rate: 4.5% Term left on...
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    Ulster Redress from Ulster but I have switched lenders

    It is a form and you have to get a lot of statements from when you moved the mortgage, you send it off and they have 4 weeks to return it. I got letter yesterday that eligible to apply for a tracker mortage
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    Ulster Redress from Ulster but I have switched lenders

    I got a similar letter over a month ago, put in the eligibiity pack in middle of november and waiting on it now so very interested if anyone else has gone through this? i think they have 4 weeks to respond so should hear soon
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    Ulster Former First Active now Ulster Bank Customer

    This morning on the 10th anniversary of the month they denied me my tracker back i received a letter that i am deemed impacted
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    Ulster Former First Active now Ulster Bank Customer

    So sorry to hear this! Can you appeal? Did you say your not a former first active customer? I am still waiting to hear and may get one of those letters soon. Ulster bank told me today could be another 6 months
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    Ulster Ulster Bank redress in this quarter

    I have been waiting 3 years for a decision, i finally got a phone call last week but just to confirm my address would not tell me whether impacted or when would hear anything. VBiz74 who told you could take another 6 months? Was that the helpline?
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    Ulster Former First Active now Ulster Bank Customer

    Hi all, Ulster bank finally rang me during the week after nearly 3 years but only to confirm my address they would not give me any further information, did anyone else get a call like this? It seems I am one of the last to find out whether my FA mortgage has been impacted but I have the same...
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    PTSB Fixed rate break fee

    All you need to do is add the 50k as a credit on the account. You can’t ask for it back but the interest is calculated daily using cal cap which is the scheduled balance - credit. So calculated on 142k if you were to do that. You can take a break from the mortgage or Just leave it as a credit...
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    Ulster Former First Active now Ulster Bank Customer

    Are many people still waiting to hear if they are impacted? former FA customer waiting nearly 3 years now to hear. Rang them a few weeks ago, no help whatsoever. Only got a 60 day letter the other week. Can it just conclude with nothing?
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    Ulster Former First Active now Ulster Bank Customer

    Oh i signed the same fixed rate authority as others here
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    Ulster Former First Active now Ulster Bank Customer

    Congratulations to you all I am delighted for you, I am still waiting to hear fingers crossed! I moved banks which will complicate it!
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    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    Thanks RedOnion your post explains it clearly, no more mistakes with mortgages! I am part of the central bank tracker review as well, still waiting to hear if impacted! I hate borrowing money now I am trying really hard to just get rid of the mortgage and all other debts!
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    Key Post It may be much cheaper than you think to break out of a fixed rate early...

    I got my hopes up with this thread, we owe about 115,000 to PTSB on a 10 year fixed rate of 4.5% due to end in March 2021. We should owe 169000 but have been overpaying it for years so the difference is a credit on the account, they only calculate the interest on the 115,000. I rang PTSB and...
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    Ulster Former First Active now Ulster Bank Customer

    I got another 60 day letter yesterday over 2 years of them now. Will it ever end?
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    Ulster Bank statement on tracker redress

    Yes I have been waiting 2 years when will Ulster bank tell me? I rang helpline but they could not give me an answer
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    Ulster Former First Active now Ulster Bank Customer

    I have written to Pearse Doherty, I am writing to the central bank this evening...
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    Ulster Former First Active now Ulster Bank Customer

    First Active customers we need to get together at this stage and do something I have been sitting on this too long.
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    Ulster Former First Active now Ulster Bank Customer

    I got home to one of those 60 day letters as well please god help me I am loosing patience 2 years of them now!!! It has a previous case and a new case reference why is this?
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