Hi,
Looking at these best buy threads:
https://www.askaboutmoney.com/threads/instant-access-notice-deposit-accounts.102329/
https://www.askaboutmoney.com/threads/term-deposits-fixed-lump-sum-savings.101813/
The PTSB 2 year fixed term deposit account offers an AER of 0.65%. However The KBC 35 Day Notice Account offers the same AER, and you only have to give 35 days notice as opposed to locking away the money for 2 years. Why would you choose to go for the deposit account here over the notice account? Am I missing something? (Apologies if this is a basic question).
Thanks
Looking at these best buy threads:
https://www.askaboutmoney.com/threads/instant-access-notice-deposit-accounts.102329/
https://www.askaboutmoney.com/threads/term-deposits-fixed-lump-sum-savings.101813/
The PTSB 2 year fixed term deposit account offers an AER of 0.65%. However The KBC 35 Day Notice Account offers the same AER, and you only have to give 35 days notice as opposed to locking away the money for 2 years. Why would you choose to go for the deposit account here over the notice account? Am I missing something? (Apologies if this is a basic question).
Thanks