Account number & data protection

Looking for advice please - if an account is held solely in my name but an authorised TPA was dealing with the account, under freedom of information, am I entitled to all data relating to the account in my name even if it was made by the TPA acting in my name?

If you're referring to a bank/pension account, I would think that you would be entitled to all info on that account relating to you, from whatever source. The TPA's name may be redacted. What's a TPA? If this account is in the private sector, Freedom of Information does not apply but Data Protection does. Under DP, you are only entitled to your own data.

Thanks Slim. Its a mortgage account - TPA is the Third Party authorised to deal with the account in my name. Surely if they were acting in my name which effects myself and my account I should be fully entitled to all information relating to the account?

Urn said:

Thanks Slim. Its a mortgage account - TPA is the Third Party authorised to deal with the account in my name. Surely if they were acting in my name which effects myself and my account I should be fully entitled to all information relating to the account?

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Yes - l would agree with you on that.

Surely it depends on the wording of the authorisation document(s). "TP is authorised to deal with this until I cancel the arrangement in writing" or some such. If this cancellation isn't issued, I'd expect the organisation where the account is held to refuse to honour FOI requests unless they originate from the currently authorised TP.

mathepac said:

Surely it depends on the wording of the authorisation document(s). "TP is authorised to deal with this until I cancel the arrangement in writing" or some such. If this cancellation isn't issued, I'd expect the organisation where the account is held to refuse to honour FOI requests unless they originate from the currently authorised TP.

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Wouldn't agree with that. The data subject retains access rights despite allowing TPA to access the account. Anything done on behalf of or to the benefit/otherwise of the data subject remains his/her personal information, including anything contributed, information wise, by the TPA. FOI does not apply, Data Protection legislation only.