J
jenroo
Guest
Hi,
I'm just looking for some advice please.
My husband and I have a joint account which has an overdraft facility of 3k, two months ago the bank decided to revoke our facility (not enough days in credit) we explained that we were not in a position to pay it off at once, but would eliminate it over 6 months, it now stands at €2,300.
Separately I have a loan of 15k, my husband was not aware of my loan and I have been paying it back over the last 2 years with 3 years to go.
The bank sent us a letter last week reminding us of the overdraft facility, my husband called them to explain again that we were reducing it with gradual payments and the person on the phone told him he has 'associated debt' of 16k. He freaked obviously, and is threatening to leave me, we have 3 children and I know this has destroyed his trust in me.
Setting aside the moral issues of whether I should have told him (obviously I should have) have the bank breached confidentiality? If they have do I have any recourse due to the detrimental affect it has had on our relationship?
Any advice gratefully received.
I'm just looking for some advice please.
My husband and I have a joint account which has an overdraft facility of 3k, two months ago the bank decided to revoke our facility (not enough days in credit) we explained that we were not in a position to pay it off at once, but would eliminate it over 6 months, it now stands at €2,300.
Separately I have a loan of 15k, my husband was not aware of my loan and I have been paying it back over the last 2 years with 3 years to go.
The bank sent us a letter last week reminding us of the overdraft facility, my husband called them to explain again that we were reducing it with gradual payments and the person on the phone told him he has 'associated debt' of 16k. He freaked obviously, and is threatening to leave me, we have 3 children and I know this has destroyed his trust in me.
Setting aside the moral issues of whether I should have told him (obviously I should have) have the bank breached confidentiality? If they have do I have any recourse due to the detrimental affect it has had on our relationship?
Any advice gratefully received.