E
Evo10
Guest
Self - Gross income -€120,000 plus bonus of up to €60,000
Spouse - Gross income - €50,000
Jobs - self - paye Financial Sector
Spouse - Paye - motor industry
Ages - Self - 37
Spouse - 38
Mortgage
House - Value circa €525k
Mortgage bal - €377k
Monthly repayment - €2,040
First Active - ECB + .7%
Investments -
Property 1 - value circa €130k, mortgage €95k, income 4.5% guaranteed, shortfall of €225 per month. in France
Property 2 - value circa €265k, mortgage 175k, shortfall of €550 per month.
Savings - 30k on deposit
Other loans - car loan - 300 per month, bal of 5k.
Credit cards - bal cleared each month.
Pensions
Self - no employer scheme - contribute max 20% each year.
Spouse - no employer scheme - contribute max 20% each year.
Children - 3 yr old
Need advise on what to do with 30k and also have circa 1k a month excess funds
Spouse - Gross income - €50,000
Jobs - self - paye Financial Sector
Spouse - Paye - motor industry
Ages - Self - 37
Spouse - 38
Mortgage
House - Value circa €525k
Mortgage bal - €377k
Monthly repayment - €2,040
First Active - ECB + .7%
Investments -
Property 1 - value circa €130k, mortgage €95k, income 4.5% guaranteed, shortfall of €225 per month. in France
Property 2 - value circa €265k, mortgage 175k, shortfall of €550 per month.
Savings - 30k on deposit
Other loans - car loan - 300 per month, bal of 5k.
Credit cards - bal cleared each month.
Pensions
Self - no employer scheme - contribute max 20% each year.
Spouse - no employer scheme - contribute max 20% each year.
Children - 3 yr old
Need advise on what to do with 30k and also have circa 1k a month excess funds