Aviva says lowest car Insurance quote available is €280.

Leo said:
You're free to insure your home with whoever offers the best quote, you should shop around for both every time they are up for renewal.
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I did a dummy quote over the Christmas on my Home Insurance with Zurich.

While Zurich's car insurance was €5 cheaper than my Aviva renewal, Zurich's Home Insurance was coming in at €117 more expensive than what I paid Aviva, last year. (like with like). I contacted Zurich to ask them if I proceeded with my car insurance with them now, would I get a decent loyalty discount on my Home Insurance. I was told about 5%. Not really good enough to switch, worked out at about €20.

The reason why I chose Zurich was because they insure Hearing Aids under their All Risks Home Policy. This was a charge of €50 extra on a pair of hearing aids costing €2700.
 
SlugBreath said:
I was told about 5%. Not really good enough to switch, worked out at about €20.
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Those discounts are on the first offer. You'll get that level of discount and usually more just by phoning any of the insurers without needing to send all your insurance business their way.
 
My renewal with Aviva went from €547 to €601 this year.
When I input my details as a new customer it's €521.

Is there an AVIVA discount code for January?

The usual one doesn't seem to be working - SAFE
 
Aviva car insurance renewal quote was up 45% on last year. Tried online as a new customer and quote was 27% more than last year. Rang them and they knocked about €50 off renewal quote so not too bad and better than lowest quote from others.
 
I got my "renewal" down to €488 by signing up as a new customer and adding my sister as a named driver. That's a saving of about €113.
 
I've been with Aviva now for a good few years have both our cars and the house with them
I find their quotes are always in and around what I would consider a fair price that I don't even shop around anymore
But one thing I always do after receiving their renewals is to call and ask if they can do any better which always results in a further 10% discount
 
I renewed my car insurance with Aviva last week. (better cover as a "new" customer, so went with that).

I was told that they will not post out my new certificate plus disc until the due date of my insurance and that it may take between three and five days to arrive.

Why is this? It was bought and paid for last week.....would it not make sense to post out the disc now so that I can have a current disc on my windscreen when my insurance is required?
 
€ 487 fully comp with Aviva
Learner driver added to policy as named driver.
Car is 17years old.
1.6 petrol.
9+ years claims free.
Full licence 15 years.
No claims fully protected.
 
Interest% said:
€ 487 fully comp with Aviva
Learner driver added to policy as named driver.
Car is 17years old.
1.6 petrol.
9+ years claims free.
Full licence 15 years.
No claims fully protected.
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Aviva's offer for six month's free insurance for a learner taking a full course of lessons with Aviva driving school is pretty good - costs of getting a young learner on the policy were way off (€2k and €3k) with others.
 
Wow that is great, we didnt know that. She has one lesson left with the instructor. She hasn't bought a car yet. Mainly my fault as im getting ducks in a row to try switch mortage as soon as possible.
 
Interest% said:
Wow that is great, we didnt know that. She has one lesson left with the instructor. She hasn't bought a car yet. Mainly my fault as im getting ducks in a row to try switch mortage as soon as possible.
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Ment to add its not through aviva, had we of know way back then we would have jumped at it..gutted
 
WaterWater said:
I renewed my car insurance with Aviva last week. (better cover as a "new" customer, so went with that).

I was told that they will not post out my new certificate plus disc until the due date of my insurance and that it may take between three and five days to arrive.

Why is this? It was bought and paid for last week.....would it not make sense to post out the disc now so that I can have a current disc on my windscreen when my insurance is required?
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When I renew with Aviva the disc arrives a couple of days later, I wonder is the reason because you're a "New Customer"
and should only have an Aviva disc on your windshield after your current insurance expires??
 
Cervelo said:
When I renew with Aviva the disc arrives a couple of days later, I wonder is the reason because you're a "New Customer"
and should only have an Aviva disc on your windshield after your current insurance expires??
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Yes, I thought that as well. I am an existing Aviva customer. My last year's insurance on renewal with Aviva was not as good as the insurance being offered as a new Aviva customer so I applied online as a new customer (I also told them this).

I do know that they have stopped sending out the "temporary" certificates and discs that they used to do.
 
Shirazman said:
Not as well as Cervelo's answer does.
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In fairness to WaterWater, the person they were talking to might not know the reason why or just gave WaterWater the wrong information
I've lost count of how many times the phone agents have had to ask their supervisor or will have to get back to me when I ask what I think are simple enough questions about my policies
 
Cervelo said:
When I renew with Aviva the disc arrives a couple of days later
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I have an existing car insurance policy with Aviva. I didn't renew this year because I was able to get a better online quote as a "new customer". My premium was the same but I was able to have my "excess" reduced from €300 to €125. I was also able to get my No Claims Discount "protected". I was also able to avail of their JourneyWise insurance.

I also have my Home Insurance with them and my wife has her car policy with them, on which I am a named driver.

In the past when I took out insurance with Aviva they would send me a temporary policy certificate plus an insurance disc valid for one month.

They have stopped this practice. They now send you a temporary policy letter but no insurance disc or certificate.

I paid for my insurance 10 days ago and I received my "temporary" insurance letter but no disc or certificate. When I queried this they told me that they would not post me out my insurance disc and certificate until the due date of my insurance and that it would take between 3 and 5 days to arrive. In the meantime they said that I should drive around with my temporary insurance letter in the car.

I am not sure why they are doing this. If I have paid for my insurance and they have accepted me then I feel that they should send out the actual documents. I have been a customer of Aviva for years with three policies with them.

I feel as if they don't trust me.
 
Grizzly said:
I have an existing car insurance policy with Aviva. I didn't renew this year because I was able to get a better online quote as a "new customer". My premium was the same but I was able to have my "excess" reduced from €300 to €125. I was also able to get my No Claims Discount "protected". I was also able to avail of their JourneyWise insurance.

I also have my Home Insurance with them and my wife has her car policy with them, on which I am a named driver.

In the past when I took out insurance with Aviva they would send me a temporary policy certificate plus an insurance disc valid for one month.

They have stopped this practice. They now send you a temporary policy letter but no insurance disc or certificate.

I paid for my insurance 10 days ago and I received my "temporary" insurance letter but no disc or certificate. When I queried this they told me that they would not post me out my insurance disc and certificate until the due date of my insurance and that it would take between 3 and 5 days to arrive. In the meantime they said that I should drive around with my temporary insurance letter in the car.

I am not sure why they are doing this. If I have paid for my insurance and they have accepted me then I feel that they should send out the actual documents. I have been a customer of Aviva for years with three policies with them.

I feel as if they don't trust me.
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I moved to Aviva from AIG, and they won't send out the certificate/disc until I upload the no claims bonus cert from AIG. Is it possible that they're waiting for you to upload the NCB cert from Aviva to Aviva, given that you've landed as a new customer?
 
From December 16th 2021, temporary certs and discs will no longer be issued.
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I presume this is because for every new policy they are printing two insurance discs, a temporary one and later the actual insurance disc. Stopping printing the temporary discs is better for the environment (they are going carbon neutral as a company) and should also reduce their postage & printing costs also.
 
RetirementPlan said:
I moved to Aviva from AIG, and they won't send out the certificate/disc until I upload the no claims bonus cert from AIG. Is it possible that they're waiting for you to upload the NCB cert from Aviva to Aviva, given that you've landed as a new customer?
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As I am already an Aviva customer from the previous year...they already have my NCB cert on file. I explained this to them and they just pulled the NCB cert across from my old insurance to my new insurance....I don't have to post or upload anything. They already have it on file.
 
Grizzly said:
As I am already an Aviva customer from the previous year...they already have my NCB cert on file. I explained this to them and they just pulled the NCB cert across from my old insurance to my new insurance....I don't have to post or upload anything. They already have it on file.
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The fact you had to explain this to them in order for it to happen says a lot about the insurance industry!
 
It seems like when you renew with Aviva as a "New Customer" you become a new customer even if you previously were insured with them
I always thought their systems were capable of spotting this, must give this a go at renewal when the time comes to see if it makes a difference
 
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