I think you would be better off to declare bankruptcy in the UK.
You should look into moving your savings into a pension account, if you have one, or setting one up.
The UK Bankruptcy laws will not allow creditors to touch pension funds, particularly small ones which you will have.
Former Agriculture minister, Ivan Yates, declared himself bankrupt in the UK back in 2013. He was in receipt of a 75k per year pension from the Irish stat and his creditors couldn't touch it. They still can't touch it. So if it is good enough for people who owed the banks millions of euros it is good enough for you.
For the benefit of moderators this is not libelous, or defamation, though it is scandalous. Ivan has had his massive pension since he was 42, and gets it for the rest of his life. Most of which he spends on the airwaves complaining about people surviving on a fraction of his taxpayer funded bonanza.
Bertie tops the list, followed by fellow former taoisigh Brian Cowen and Albert Reynolds…
www.thejournal.ie
Former government minister and bookmaker will resume working on Newstalk’s breakfast show from tomorrow
www.irishtimes.com
This story is an absolute indictment of the Irish banking system. They forced this woman into selling her home, took every penny of the sale, then handed the rest of the loan on to a vulture fund. They should be forced, by law, to engage with her and to help her overcome this appalling situation. The most obvious thing they could do , is buy the loan back from Start and write it off.