Hi All
Im hoping someone can give a bit of advice..
Im married with 3 children. Our family home is in my husbands name. I have a house in my name which has 2.5 yrs left in the mortgage which i have rented for the past 18 yrs. Approx 8k left.
I want to seperate and buy a family home for myself and the kids due to an abusive relationship but my husband wont sign a seperation agreement.
Whats the chances of the bank approving a mortgage in my name without an agreement. I am interested in a house near my sister and near the kids school which i could afford without selling my rental property. If i can get with 10% deposit..id like to keep the rental property as a nest egg for when the kids start college. We also have a farm which is in both our names.. its a commercial mortgage...would this have an impact on myortgage approval prospects?
Im thinking ill need to sell the house but can i do this without my husband having a claim to the cash? Or can i force him to sign a seperation agreement?
Any advice is appriciated as dont know where to start... tks in advance
Im hoping someone can give a bit of advice..
Im married with 3 children. Our family home is in my husbands name. I have a house in my name which has 2.5 yrs left in the mortgage which i have rented for the past 18 yrs. Approx 8k left.
I want to seperate and buy a family home for myself and the kids due to an abusive relationship but my husband wont sign a seperation agreement.
Whats the chances of the bank approving a mortgage in my name without an agreement. I am interested in a house near my sister and near the kids school which i could afford without selling my rental property. If i can get with 10% deposit..id like to keep the rental property as a nest egg for when the kids start college. We also have a farm which is in both our names.. its a commercial mortgage...would this have an impact on myortgage approval prospects?
Im thinking ill need to sell the house but can i do this without my husband having a claim to the cash? Or can i force him to sign a seperation agreement?
Any advice is appriciated as dont know where to start... tks in advance