AIB AIB has calculated the refund on tracker from the wrong date!

2) I think it's a mistake
After re-reading the post a few times to make sense of it, it's possible that there was an error pre dating the OP going into a fixed rate, and the redress has nothing to do with the fixed rate.
But I'm only guessing - OP hasn't said where the rate of 5.25% is coming from.
 
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