Joanne Heeney
Registered User
- Messages
- 94
Just thinking about not paying mortgage for December if my redress doesn't arrive. Would this be a stupid thing to do ? I don't want to fall into arrears but seeing as they have my over payments anyway ?
You are jeopardising your credit rating by not meeting the repayment - just be patient.Yes but can they penalize me for missing a payment
Yes but can they penalize me for missing a payment when they have overcharged me and owe me quite a bit I think .
Just want to let ppl know my situation. I'm part of redress but still waiting for that "letter" but have been told over the phone I am affected. 2 years ago I missed a payment and made every attempt to pay it off. Paid money off every month when I could to clear arrears. We currently owe €4 which I purposely did not pay until this mess is sorted. Just got a call from the arrears team re €4 which I think is just gas. I owe them € 4 and they possibly owe me €10k..
I find BOI the opp,loads of people so I get to talk to someone diff each time so im getting a different story each time..so annoyingThat's hilarious. How they can justify the call for €4debt and have no one able to give answers regarding whether people are in or outside of redress. I'm with Aib and every time I ring (5/6 times) I end up talking to same person. Is there only one person dealing with this?