State Saving Certificates

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I've put aside €45k in state savings certs (issue 22- 5 Years 0.98%, tax exempt) for children's education (both in first year secondary school now). Doing the maths I will accrue €2750 over the five years - or €550 per year. I'm just wondering if I could invest in something more lucrative?
PS. I appreciate that like me, most posters on this forum are looking to maximise returns too Any help is appreciated.
Thanks
 
I'm just wondering if I could invest in something more lucrative?

You have chosen the product with the highest 5 year rate return for deposits.

Other options include:
- One can open up multiple regular saver accounts and most likely generate a higher return. This requires a lot of effort and you really need to know what you are doing.
- Investment products might be worth considering.
 
Thanks T for posting the most up-to-date best buys thread and helpful information. Although I think I'll have to stick with the 0.98% return,,,
 
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I was lucky enough lately to have 15K in a current account and invested in saving certificates. Now I'm wondering if the time & effort was worth the hassle - given the paltry sum of €917 after five years. It will be vital for my children's education as I reckon that a decent education is probably the best investment I can provide. Am I being too financially cautious?

Thanks
 
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