We've probably made our own mind up but who would you pay this month. Had interest only mortgage which ran out in 2010. Wheels fell off and could only continue to pay IO amount without agreement but keeping in full contact with bank, meeting etc looking for continuation of IO until next year. Informed this week that the mortgage is considered unsustainable and waiting for confirmation letter. We are in arrears with repayment plans for utilities. We can clear these up this month to avoid disconnection for the time being leaving approx €500 shortfall in what we have been giving to the bank. It doesn't help that car insurance (installment route) and road tax (3 months) are up this month either, not to mention household charge. Which to pay in your opinion?