Hi there, sorry if im posting in the wrong section , please move this if i have mods. Im in the unfortunate position of not being able to afford my car repayments anymore. I contacted the financial institution who wanted to know nothing about reducing payments etc. I did try sell it for 6k less than i owe and was willing to take the hit of 6k and pay the bank the 6k over a period of time but failed to find a buyer. Im now going to write to the bank to tell them to come get the car. i havent missed a payment as yet and i have the money to pay tomorrows payment but after that i wont be paying for it and want them to come and take it. My Question is will i be blacklisted for this ? What will happen when they take the car ?