VHI VhI Renewal ,

Deirdre52

Registered User
Messages
9
My husband and I are insured with VHI Health Plus Extra our insurance is due for renewal end of October , I have not got new quote for the coming year , orthopedic cover is important as I have had hip replacements also as we are both 64 heart cover would be necessary otherwise we have no other health problems is there other health cover policies with same cover for less , thank you
 
Deirdre52,

Cheapest alternative is with Laya healthcare;
1. Simplicity Plan; price 1087pa; public, private and hi-tech hospitals covered, max excess 100 x 2 per year, good day to day cover - first 100 not allowed. Full orthopaedic cover included in all private and hi-tech hospitals - no shortfall or excess applies for this surgery.
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Alternatives with VHI as follows; Full cover for orthopaedic surgery included.
1. Healthplus Access; price 1944pa; same hospital cover as current plan, no excess.
2. Healthplus Excess; price 1709pa; same hospital cover as current plan, 75 excess for private or hi-tech admissions or day case.
3. Health Access; price 1562; same hospital cover as before, 125 excess for private/hi-tech admissions or day case.
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Alternatives with VHI with 80% orthopaedic cover, there is full cover in Mater Private and Blackrock Clinic as they don't charge the 20% shortfall
to the patient.
1. One Plan Extra; price 1464pa; public, private and hi-tech cover, no excess, limited day to day cover.
2. Plan PMI 42 15; price 1642pa; public, private and hi-tech cover, no excess, good day to day cover( there is a 1 year wait for this extra cover for ages 55-64 yrs).
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Plenty of savings available without losing cover.

Regards, Snowyb
 
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