Ulster bank

Paulpaul

Registered User
Messages
3
Hi
Has anyone been affected.
5 year fixed rate and then moved onto SVR.
No mention in original loan agreement or tracker being Available or unavailable after 5 years fixed
 
I don't think that UB were doing Tracker Mortgages in 2012, therefore you must go to SVR or presumably you can fix again?
 
If it wasn't a tracker in the first place or having something saying you had any entitlement to one after a fixed rate, then you have no case.

Trackers were optional even when they were the primary mortgage on the market. It was the customer's choice to take a tracker, a standard variable or a fixed rate. It was not an obligatory rate.
 
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