Kakasparkie
Registered User
- Messages
- 14
hi everyone!
I'm new to this . Hopefully someone can help.
I have a tracker mortgage UB with my ex partners name on. We bought the house back in 2008. We broke up since 2011.
I'm the one take over the mortgage repayment myself. We agreed between us he moved out and I stayed and pay the mortgage.this effective since 2012.( he stopped payment since 2012) we had a proper letter saying that he is no longer paying the mortgage since 2012 and has no interest in the house) its all signed.- for our own record.
We tried to speak to the UB and want his name off. They said I have to re apply a new mortgage on my sole name. However, I'm afraid I can't due to I only have part time employment. But I can afford to pay in full payment since 2012 , all by myself no missed payment. Anyone know if the bank will let me take off his name but keep the tracker? As I wonder if they will give me new mortgage, I don't think I can be able to afford the repayment as it could be increased from 750 to 1000 or even more as I might lose my tracker. What I should do?
Any advice?
Fran
I'm new to this . Hopefully someone can help.
I have a tracker mortgage UB with my ex partners name on. We bought the house back in 2008. We broke up since 2011.
I'm the one take over the mortgage repayment myself. We agreed between us he moved out and I stayed and pay the mortgage.this effective since 2012.( he stopped payment since 2012) we had a proper letter saying that he is no longer paying the mortgage since 2012 and has no interest in the house) its all signed.- for our own record.
We tried to speak to the UB and want his name off. They said I have to re apply a new mortgage on my sole name. However, I'm afraid I can't due to I only have part time employment. But I can afford to pay in full payment since 2012 , all by myself no missed payment. Anyone know if the bank will let me take off his name but keep the tracker? As I wonder if they will give me new mortgage, I don't think I can be able to afford the repayment as it could be increased from 750 to 1000 or even more as I might lose my tracker. What I should do?
Any advice?
Fran