I am wondering if you could advise me as I am at the end stage of my switch from PTSB to EBS.
When the deeds were requested from PTSB they advised there was an issue but wouldn't disclose to my solicitor and I had to ring them.
They told me that they are reviewing the terms and conditions of mortgages and my mortgage was included in this.
I had mistakenly opted away from my tracker after they sent me a piece of paper out at the end of my fixed term. I should have automatically defaulted onto a tracker in 2009. However I opted for the variable by mistake. No information was given that I would lose my tracker.
I appealed in relation to what happened to the Ombudsman unsuccessfully.
I spoke to my broker about this and he thinks I should hold off switching and there could be a redress. I could be owed a lot of money and be put back onto a very low tracker in the best case scenario.
I am going to ring PTSB tomorrow and ask questions, including that they send me a letter confirming what they are investigating. Are there any other questions I should raise?
When the deeds were requested from PTSB they advised there was an issue but wouldn't disclose to my solicitor and I had to ring them.
They told me that they are reviewing the terms and conditions of mortgages and my mortgage was included in this.
I had mistakenly opted away from my tracker after they sent me a piece of paper out at the end of my fixed term. I should have automatically defaulted onto a tracker in 2009. However I opted for the variable by mistake. No information was given that I would lose my tracker.
I appealed in relation to what happened to the Ombudsman unsuccessfully.
I spoke to my broker about this and he thinks I should hold off switching and there could be a redress. I could be owed a lot of money and be put back onto a very low tracker in the best case scenario.
I am going to ring PTSB tomorrow and ask questions, including that they send me a letter confirming what they are investigating. Are there any other questions I should raise?
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