Hi, we currently have our mortgage with ebs, had a tracker, fixed for 5 years when rates were rising and we were then put onto a variable rate at the end of the fixed term. We went to the financial ombundsman but they ruled with the bank so we remain on our variable rate . We have had some work done to our house and have built up some equity. However I am wary of moving in case the central bank review of trackers makes any decision on ebs mortgages. Any advice on staying or making the switch