Karolina77
Registered User
- Messages
- 13
I'm in the same situation as a lot of people - originally took out mortgage in 2006, fixed by end of that year for 2 years - looks like I should have been offered the tracker back at that stage but wasn't (it states in loan offer under general condition 2 about tracker rate being for term of mortgage etc etc). Didn't sign anything then and went onto SVR - about a year later we re-fixed for 3 years and came off that last year and went onto a variable rate with slight discount for having U-First account which we've always maintained. Only seeing all these posts and articles etc and really was astounded - looks like we've the exact same case as lots of people. We sent a well worded letter into UB about 4 weeks ago asking for tracker to be re-instated and all overpayments since end of 2008 refunded back to us - got a reply in less than a week to say they are investigating and would be back to us within 10 working days - reply is about a week late so I'm just wondering how long others have been left waiting and really what I should do next. Friends in similar situation to us sent a letter a week after and got a reply in about 10 days telling them to go away basically (they'll be asking for final response next). Just strange we've heard nothing and they did? Presume they are chancing their arm (again) with our friends as their case looks clear cut......