W
wheelerp
Guest
Stuck with PTSB. Offered 2yr 5.25%, 5 yr 5.75%, or 7 or 10 yr at 6.1%. (Currently on variable at 4.55%)
Initially had a fixed for 2 years that I lost out on, then switched to variable - which was good as it made up some ground. Worried though about rumoured increases, couldn't handle much more & can't move to another lender.
From what I can tell on other threads, it seems the 5 yr might be a good idea (if not a good rate) - but if things are likely to go up to 6-7% should the 7 and 10 yr options be considered?
Initially had a fixed for 2 years that I lost out on, then switched to variable - which was good as it made up some ground. Worried though about rumoured increases, couldn't handle much more & can't move to another lender.
From what I can tell on other threads, it seems the 5 yr might be a good idea (if not a good rate) - but if things are likely to go up to 6-7% should the 7 and 10 yr options be considered?