Hi laharna,
Welcome to AAM. While your current plan Control 300 Create is a very good plan, that ticks all the boxes including a private room in a private
hospital, I would be a little concerned about the 'admission excess of 300'. This is payable everytime you are admitted to a private or hi-tech
hospital and if things are beginning to creak and give a bit of trouble, these 300 amounts could add up.
It would be worth considering a plan with a 'capped inpatient excess', this means that there is a maximum excess per year for all private or hi-tech
hospital admissions. So you know where you stand regarding these costs in advance, if they arise.
The following 2 Laya plans are worth considering, with this in mind, details as follows;
1. Laya Simplicity plan; price 1370pa; same hospital cover as before, private or hi-tech excess capped at 100 x 2 max per year for all admissions,
day case excess 50 per procedure. Good day to day cover included, 50% refund for consultants, gp, dental, physio etc upto a max of 7350 per year,
but the first 100 not allowed.
2. Laya Connect Simplicity plan; price 1367pa; same hospital cover as before, private or hi-tech excess capped at 150 x 2 max per year for all
admissions, day case excess 100 per procedure. Good day to day cover included, 50% refund for consultants, gp, dental, physio etc upto a max
refund of 1000 per year, with a 1 euro excess. Note; if you don't use up your 1000 euro allowance for day to day benefits, you can transfer the
unused allowance over to your husband/wife etc. if they are also on this plan.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
If a private room in a private hospital is not a priority, the 2 plans Simply Connect @ price 1230pa and Simply Connect plus @ price 1330pa both
have a capped excess. Details in the following link;
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
Regards, Snowyb