N
NedNew
Guest
Hi,
I was in Naas hospital in 2005 and they referred me to a private hospital in Dublin for a scan.
On checking out from the hospital in Naas, I enquired if any bills were due, they assured me (verbally) that there were no bills at all and that my private insurance company (Vivas) would pay for everything.
This was 5 years ago! Then in 2009 I received a letter from the private hospital stating I had to pay €150 for the scan and that Vivas were not going to pay (apparently in their myriad of small print its not covered - so I was told by the private hospital).
I explained to them at the time that this was between them, Naas hospital (who referred me) and Vivas.
Now, in late 2010, I have suddenly received a rather threatening letter from the private hospital stating I have 7 days to pay or they will "initiate proceedings through a third party" and that I will be "responsible for all additional expenses".
I, like many others, am severely strapped for money and I'm not sure if it is me who is correctly liable for this debt (as I was referred by Naas hospital and had private cover with Vivas) - I didn't ask for this scan.
I would appreciate any advice on this. If it seems I have no rights whatsoever to contest this then I will gladly pay but I just don't know enough about the legal side of things.
Should I pay up? Should I ignore them? Any other options?
Thanks in advance.
I was in Naas hospital in 2005 and they referred me to a private hospital in Dublin for a scan.
On checking out from the hospital in Naas, I enquired if any bills were due, they assured me (verbally) that there were no bills at all and that my private insurance company (Vivas) would pay for everything.
This was 5 years ago! Then in 2009 I received a letter from the private hospital stating I had to pay €150 for the scan and that Vivas were not going to pay (apparently in their myriad of small print its not covered - so I was told by the private hospital).
I explained to them at the time that this was between them, Naas hospital (who referred me) and Vivas.
Now, in late 2010, I have suddenly received a rather threatening letter from the private hospital stating I have 7 days to pay or they will "initiate proceedings through a third party" and that I will be "responsible for all additional expenses".
I, like many others, am severely strapped for money and I'm not sure if it is me who is correctly liable for this debt (as I was referred by Naas hospital and had private cover with Vivas) - I didn't ask for this scan.
I would appreciate any advice on this. If it seems I have no rights whatsoever to contest this then I will gladly pay but I just don't know enough about the legal side of things.
Should I pay up? Should I ignore them? Any other options?
Thanks in advance.