question on top up mortgage query

[bonnie1]

I took out a new mortgage 2 months ago. I will definately need to top up but I believe you have to be into the mortgage about 6 months to qualify. I want to take parental leave (one day a week) and I wanted to start it before those 6 months are finished but of course that will mean I will have less income per month. I assume that will affect the amount I can get?

 

[baby_tooth]

less income...less mortage available to you.

rates increasing today compound this.

Most likely rates to increase further in march, this would mean less availble again.

going to be alot harder to get this.

Considering that you only have your current moratage two months, the likelihodd of the bank giving you an increase in your mortage is minute to say the least.

think you will have to knock this idea on the head.