Health Insurance Nursing Homes Support Scheme

CelticMan65

Registered User
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My father has been incapacitated and we have been advised he has to sadly go into a nursing home. My mother still lives in their home and is more independent.

They have a house worth €120k and some modest savings of €60k. They both have modest pension income, My mother just gets the standard state pension and my father state pension plus a small work pension of €100pm.

The release nurse has advised that they have to apply for the above scheme and also advised the following:

1) They will have to use up their modest savings to fund the weekly costs of the nursing home
2) Once this is used up they a loan can be taken out against the house to fund any further nursing home costs

Is this true? If anyone has had any experience or any expertise is this area, your advice would be greatly appreciated.
 
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