Hi, just a query re taking a mortgage break. My husband and I have 7yrs left on our mortgage. We would love to take a 3mth break to do a few things around the house. I just contacted Bank of Ireland and said I wanted to take the break to catch up on bills( not true), she told me 'no' that breaks were for things like covering maternity breaks, kid goin to university etc.... She was quite cutting and told me I needed to speak to arrears team. We are not in arrears and have no loans.any ideas how I could proceed?