L
lou1
Guest
Hi
I'm getting life insurance, and I think I'm going to get serious illness cover. What family history questions and health question are asked on the application? I'm getting it through ebs.
I have a family history of breast cancer. My mam died from it and 5 aunts have either had it or have died as a result of breast/ovarian cancer.
Do you have to say if there is a known breast cancer gene mutation in the family?
I havn't been tested for this gene yet, so i don't know if i have it. 2 of my aunts have tested positive for the brca1 gene. I want to get my life insurance sorted before i have anything on my record.
How much detail will they ask about my aunts?
I know i cannot lie on the questionaire, but if they don't ask directly and i don't offer up the information, will the insurance pay out if i get cancer?
Is there much of a loading for someone with a family history of cancer?
thanks
I'm getting life insurance, and I think I'm going to get serious illness cover. What family history questions and health question are asked on the application? I'm getting it through ebs.
I have a family history of breast cancer. My mam died from it and 5 aunts have either had it or have died as a result of breast/ovarian cancer.
Do you have to say if there is a known breast cancer gene mutation in the family?
I havn't been tested for this gene yet, so i don't know if i have it. 2 of my aunts have tested positive for the brca1 gene. I want to get my life insurance sorted before i have anything on my record.
How much detail will they ask about my aunts?
I know i cannot lie on the questionaire, but if they don't ask directly and i don't offer up the information, will the insurance pay out if i get cancer?
Is there much of a loading for someone with a family history of cancer?
thanks