It is easy to get scammed even if you are reasonably alert

They can block them but it requires people to report them. Some mobile providers have a 5xxxx nunber you can report spam/phising texts to.

You never have to click a link. Instead, type the website into your browser yourself or use their app (if they have one).
 
You never have to click a link. Instead, type the website into your browser yourself or use their app (if they have one).
Well said! This approach alone would probably stop most scams in their tracks. Maybe, as an additional precaution, also do it on a different device just in case the initial one has been more widely compromised.
 
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