I am about to invest €30,000 in a 12 month fixed term lump sum account and I see that Investec are currently the market leaders with a rate of 5.6%. Does anyone know how safe Investec are? Am I better off to go with a rate of 5.4% with EBS or First Active? Here is an article about their new rate in the Indo. http://www.independent.ie/business/irish/ebs-axes-new-rate-for-savers-after-days-1414628.html Here is a link to Investecs website:http://www.investec.com/Ireland/Wealth management/Savings/ Thanks in anvance.