Interesting to say the least the Financial Services Industry have chosen to bury their heads firmly in the sand. As an indication from Joe Public, I made quantitive investments in '06 and '07, and whilst offered certain market incentives, I have been subjected to Blackmail, Lies and Irregular and false Financial examples and a request not to encash in order not to effect commissions. And they are just a few occurrences which happened to old Joe here.
So imagine the on goings throughout the market. I'm not sure is it market ignorance or simply an excess of money in the system. One thing certain is that Investors should do and be well advised to check their investments and policies in the case of error, fraud or deliberate mis-selling.